Victoria Margaret Helton

Hello and thank you for stopping by.

I love my work!  Just today I stopped another home foreclosure and a client family gets to stay in their house. This is the sort of thing that we are able to accomplish on a regular basis. People come in to see me when their bills have become unmanageable. Late payments, collector calls, lawsuits, etc. We sit down and figure out what the best options are. There is no charge for your initial consultation and there is no obligation - in fact, I advise against Bankruptcy if, in my opinion, it is not the best alternative.

But, Bankruptcy can be a beautiful thing. The United States Bankruptcy laws provide protection against foreclosure, garnishments, lawsuits, and collection calls. Even before we file, I handle the collectors for you. And after we file, your credit card, medical, and other debts are erased. We can even discharge some old taxes.

Often, people are embarrassed to have to sit down with a Bankruptcy attorney. However, I like to point out that they are in good company. Many good, responsible people have to consider Bankruptcy when they lose a job or become ill or the value of their home plummets. Many great businesses - some that were earning a ton of money just a few years ago - are finding the current economy impossible. Bankruptcy is a legal right that even the wealthiest individuals and companies utilize when they need to.  And usually, your credit score will not be lowered by filing; in every case I provide an analysis of before-and-after credit scores so that you have some idea what to expect.

There are a lot of attorneys on the internet seeking your business. Here are some good reasons to call me:

• Free initial consultation - with no obligation to you.
• Affordable fees - I have looked at my competitors' fees and mine really are    lower. Some "low cost" services are actually very costly. I will compete with any written fee quote from another Ventura County attorney.
• Experienced Bankruptcy representation. I have been in practice for over twenty years and you can put my experience to work for you.
• Personal attention - As my client, you will have my personal attention to your case from start to finish. You will not be relegated to assistants and paralegals. This is a small law firm, not a "document mill." Some attorneys boast that they have multiple locations and have handled thousands of cases; I don't always see that as a virtue. I do delegate making contact with your creditors, but you will visit with me personally and I answer your phone calls, reply to your emails, and attend your Meeting of Creditors with you.

• Dedicated representation - Your case is important to me. I know that what you have been going through has been difficult; my job is to get the bad times behind you and offer a fresh financial start. Bankruptcy is all I do and I will make the process simple - one step at a time.

Again, thank you for stopping by. If I may be of assistance, please do call me at. Fellow attorneys, I always have time for your referrals.

Best Regards,

Victoria