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Jeffrey Daniel Larkin
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Jeffrey Larkin’s Legal Guides

23 total

  • Student Loans and Bankruptcy

    There are now very few options for discharging student loans during bankruptcy. This guide details the ways a student loan can be discharged, and how to go about doing so.

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  • Bankruptcy FAQs (part 2)

    What is the “Meeting of Creditors” and should I be concerned? Approximately 30 days from the date the bankruptcy petition is filed, a meeting of creditors is held. The purpose of the meeting is so t

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  • Bankruptcy FAQs (part 1)

    The Automatic Stay: What is it and what can it do for you? The automatic stay is one of the most powerful weapons in a bankruptcy arsenal to protect a debtor from his or her creditors. Its impact is

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  • 3 Questions to Ask a Potential Law Firm Before Hiring Bankruptcy Representation

    Do I Meet With a Licensed Attorney at My Initial Consultation? If you don’t, turn around and walk out the door. Oftentimes called “bankruptcy analysts”, “intake coordinators” or some combination the

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  • How do I make sure I choose a competent bankruptcy attorney to represent me?

    Listen to your Gut First and foremost, listen to your gut. If your gut feeling tells you that the attorney or law firm you are dealing with is questionable, you should immediately get yourself out o

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  • What kind of supporting documentation do I need to provide in order to file bankruptcy?

    Cases Filed in the Southern District of California Certificate of Credit Counseling (get from www.personalfinanceeducation.com) CCP 703.140 Waiver (if married and one spouse is not filing) Real Estat

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  • Bankruptcy Exemptions: Can I exclude 1 or 2 of my credit cards?

    Zero Balance If you have a zero balance on a credit card when you file, this account does not have to be listed since it is not a debt that is owed. From a practical standpoint, however, it is likel

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  • I’m confused. Should I do a short sale, let my house foreclose, or file bankruptcy?

    Short Sale A short sale is the process of selling a piece of real property for less than what is owed on the loan(s). Short sales require the approval of the lender who will be affected by the sale,

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  • What is lienstripping in bankruptcy and how can it help make my mortgage payment more affordable?

    What Needs to Be Proven? In order to qualify for a lien strip in Chapter 13, debtors must show that the current value of their property is worth less than what is owed on the first, such that the jun

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  • What is the timeline of the foreclosure process in California?

    Approximately 90 Days After Missed Payment The process usually begins 90 days after you have not made a payment with the filing of a Notice of Default. The Notice of Default is filed with the county

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