Torsten Michael Bassell’s Answers

Torsten Michael Bassell

Los Angeles Wrongful Death Attorney.

Contributor Level 6
  1. Family member unauthorized driver on a rental car,but the agency listed the wrong car on the contract and he had a accident?

    Answered about 3 years ago.

    1. Isileli Tupou Manaia Mataele
    2. Constantine D. Buzunis
    3. Torsten Michael Bassell
    3 lawyer answers

    Part of your question depends on what you mean by "unauthorized" driver on a rental car. For example, if the driver took the rental car without asking, then the driver may not necessarily have been "unauthorized" under the policy. However, if the rental car policy somehow "specifically excluded" other drivers, then you most likely wouldn't have coverage under the rental policy. With that said, you most likely would be insured under one of the other policies that you mentioned. For example,...

  2. What CA rule permits a letter to small claims judge while matter is still open if opposing party is copied?

    Answered about 3 years ago.

    1. Torsten Michael Bassell
    1 lawyer answer

    Based on the facts provided in your question, the answer could vary depending on the nature of the proceeding that you had in San Bernardino and the nature of the letter. As a preliminary matter, the law prohibits a party to a proceeding (i.e. small claims suit) from communicating with the court without notice and opportunity for all parties to participate in the communication. This prohibition is generally referred to as an "ex parte" communication. To my knowledge, there is no special...

  3. My parked vehicle was struck by a hit and run driver and my insurance denied my claim under "uninsured motorist"?

    Answered about 3 years ago.

    1. Torsten Michael Bassell
    2. Constantine D. Buzunis
    3. Randy William Ferguson
    3 lawyer answers

    The problem is most likely that you are seeking coverage under the UM provisions of your policy. The UM provisions apply to cases in which you were seeking damages for bodily injury resulting from an accident with an uninsured or underinsured vehicle. However, since your car was parked and you did not presumably occupy it, the coverage applicable would most likely be described in your insurance policy as "comprehensive" coverage. If you have this coverage, then you might try writing to your...

  4. My car was hit while parked and unoccupied on private property. Person who hit me has liability insurance.

    Answered about 3 years ago.

    1. Torsten Michael Bassell
    1 lawyer answer

    Typically, you will have to cover the cost up-front whether or not the driver had insurance. If his insurance coverage is valid, the insurer may still not refrain from paying those costs up front. Rather, it will most likely reimburse you on the back end when it is also paying you for the cost of fixing the car. Practices vary from insurer to insurer, but I wouldn't waste time waiting for them to foot the bill. Moreover, the insurer cannot demand that you take it to a particular body...

    1 person marked this answer as helpful

  5. The Pros and Cons of purchasing rental car insurance

    Answered about 3 years ago.

    1. Nathan Zale Dowlen
    2. Torsten Michael Bassell
    3. Raymond Scott Costantino
    3 lawyer answers

    Dear Knoxville, Your insurance company is most likely correct. However, it is always a good idea to get your insurer to put such statements in writing. It has been my experience that oftentimes insurers say one thing on the phone, and then deny it later on in the case of a loss. As for the pros and cons, I was once a big believer that paying the rental car companies for additional insurance coverage was a ripoff. However, with the increase of uninsured drivers on the road and bigger...

    1 person marked this answer as helpful