Some bankruptcy lawyers, like at my office, will allow clients to put a small deposit down to retain the lawyers for assistance. This assistance at times includes contacting creditors and inform them that the clients are preparing to file bankruptcy.
The Utah bankruptcy trustees have recently started asking for "wages earned but not received as of the day" a person files. Since this is new, many attorneys have not know to mention anything about that. You need to talk with you attorney and see if the trustee will take payments or work some other arrangement. I'm sure your attorney can help you work with the trustee.
Have her look at filing a Chapter 13. By doing so, she can make a modest
payment to the court and keep her trailer while wiping out her desk. She
should use an attorney. Many attorneys, like me, allow most of the attorney
fees to be paid over a 3 to 5 year period in the bankruptcy plan.
You might want to get a 2nd opinion from another lawyer. Some personal injury attorneys, like at my office, provide free initial consultations. I see you are in Tooele. Our office is on Redwood Road in South Jordan. (801) 495-4104.
Who did the police find was at fault? If it was your husband, you will need to talk with your insurance company. But if it is the other driver, you should call a personal injury attorney for a free consultation.
You should take the time to meet with a lawyer soon. Once a creditor obtains a judgment, the creditor can attempt to garnish paychecks, levy bank accounts, and lien vehicles and homes. You probably should call a bankruptcy lawyer and schedule a consultation. Most lawyers, like at my office, offer free initial consultations. Take the time to find out your rights and risks.
I agree with the other answers. If you hired an attorney to help you file bankruptcy, call your attorney and have them call the IRS. The IRS should not be garnishing you while you are under the "automatic stay" bankruptcy protection. Remember, though, that more recent IRS debt is non-dischargeable through bankruptcy. Once your bankruptcy has finished, unless the back taxes were dischargeable, the IRS may start the garnishment process again. Your attorney can explain how that works. If you...
If your son incurred personal injury from going into the window as a result of his friend's lack of judgment by accelerating too quickly, the auto insurance company covering the car should pay for damages. Some personal injury attorneys, like my office, provide free initial consultations to review the facts of the case and assess whether or not your son has a case against his friend's mother's insurance agency. (801) 495-4104.