A verbal contract can be enforceable, and the fact that the debtor made some payments would be evidence that there was some type of repayment agreement.
You can file suit to the collect the rest. If you obtain a judgment against your friend, you can place a judgment lien on any real estate he owns, garnish wages and bank accounts, etc.
Bad News: Most lawyers are going to charge you $200-$300 an hour.
This is a tough question to answer because the answer depends on many factors.
Will your company be marketing its services nationwide or just in Colorado? Will it be competing with banks that have similar names?
Spending an hour with an attorney might provide some valuable ideas and prevent a much more costly legal problem in the future.
You may have some valid claims and defense to the HOA's claims. I would review the HOA's bylaws and the covenants to see if the HOA has violated any of those. Under state law the HOA owes an obligation of good faith.
I have handled a couple of somewhat similar matters. In one case we sued the HOA, and the matter was ultimately settled, but the HOA was much more cautious about issuing violations to our client after that.
The problem with these cases is that you have to ask whether it...
The Department of Defense has a locator service, so if you have his name and date of birth (and Social Security Number?), you might try that. You can garnish military pay if you obtain a judgment. See,
I am not aware of any such form. If what you say is true, this person may have committed a crime and you should consider calling the police. You may also have civil claims against this person for fraud, breach of contract, and breach of fiduciary duty.
The non-shareholder spouse does not have to sign it, it is completely negotiable. However, if this is important to the buyer, the buyer may decide not to do the deal unless you also sign the noncompete.
There have been at least 15 TM applications on the word "Crossfit," according to the USPTO site, so I am not sure I agree that is a unique mark. A Google search produces more than one million hits on that term, which appeas to be considered a fitness methodology.
The fact that you are not profiting is helpful. A disclaimer might also help. I agree you should consult an IP attorney.
I have handled several cases like this.
The first thing to do is see if the HOA has violated its own regulations or the convenants/declarations.
Also, there is a statute the requires the HOA to act in good faith, so that is a possible basis for a counterclaim.
The problem is that it is usually cheaper to settle with the HOA than it is to litigate.
I did have one client who spent a lot of money to fight the HOA, but when it was over the HOA was much more reluctant to issue...