Lu Ann Trevino’s Answers

Lu Ann Trevino

Houston Debt / Lending Agreements Lawyer.

Contributor Level 19
  1. I have an eviction trial at the J.P. level on Mon. 5-5-14. The mortgage company refused proper mitigation, refused offers to pay

    Answered 5 months ago.

    1. Lu Ann Trevino
    2. Daniel Lee O'Neil
    3. Robert Werner von Dohlen
    3 lawyer answers

    This is not a wrongful eviction and it is not yet a wrongful foreclosure because you are still in possession. The JP court has jurisdiction to answer only one question: who has superior right to possess the property? Right now that is the bank. A writ of possession will be issued in a week and then the sheriff will tell you when he is coming to move you and change the locks. This may take weeks. You could also appeal the issuance of the writ of possession but chances of success are poor...

    5 lawyers agreed with this answer

  2. Can a payday loan collection place send paperwork to my county for a bad check? can i be arrested?

    Answered 8 months ago.

    1. Lu Ann Trevino
    2. Brett D Weiss
    3. Shaye Larkin
    4. Michael Glynn Busby Jr.
    4 lawyer answers

    The attorneys on this site answer this question at least once a week. This is a civil matter and you can't go to jail for an unpaid debt for a check you never wrote. It's also virtually impossible to do anything to stop the calls because this type of collector does not want to be found.

    5 lawyers agreed with this answer

  3. How do I file a judgment, can I personally do it?

    Answered 9 months ago.

    1. Lu Ann Trevino
    2. Alan D. Walton
    3. Christopher Daniel Leroi
    3 lawyer answers

    You must file a suit and win to get a judgment. That's the easy part. It is extreme.y difficult to collect on a judgment. Keep in mind that Texas is an extremely debtor friendly state. Nobody gets your house except the lender and the IRS. Nobody gets your car except the lender and the IRS. Nobody gets your wages except the IRS and child support. Nobody gets your pension/retirement/401k/IRA except the IRS. Most people don't have any thing more than that, so there is nothing to get to...

    5 lawyers agreed with this answer

  4. What are my options to avoid foreclosure on a home I inherited via small estate administration?

    Answered 9 months ago.

    1. Lu Ann Trevino
    2. Cheryl Rivera Smith
    3. George Edward Shires
    3 lawyer answers

    You don't say what your relationship to the estate is, so no clear answer can be given. Have the mortgage payments been made while the estate was being probated? Are you the sole heir/beneficiary of the estate?

    5 lawyers agreed with this answer

  5. I was hospitalized in May of 2013. I have no insurance. My bills (about 10 different ones) are $30,000. I send each mo $50.00

    Answered 11 months ago.

    1. Margaret Mitchell
    2. Lu Ann Trevino
    3. Dwayne M Farnsworth
    4. Christian K. Lassen II
    4 lawyer answers

    Medical debt does not impact your credit scores as much as other debts. As long as you keep paying, things should be okay. Why do you care what your credit score is? It won't necessarily guaranty you can get credit if your income is low or intermittent.

    5 lawyers agreed with this answer

  6. What state determines the statute of limitations for credit card debt?

    Answered 11 months ago.

    1. Florita Welsh
    2. Lu Ann Trevino
    3. Jason Blair Toon
    4. Mario L. Vasquez
    5. Leroy Brenardo Scott
    5 lawyer answers

    It can be the state where the contract was entered or the state in which you live. Generally, credit card companies will suit you where you liive.

    5 lawyers agreed with this answer

  7. We had a foreclosure on our home in August 2013. we have not been able to move out due to financial situation

    Answered 12 months ago.

    1. Lu Ann Trevino
    2. Mark Allen Land
    3. Gary Alan Armstrong
    3 lawyer answers

    Who ever bought the house must now give you an eviction notice and, if you do not go, they must file an eviction lawsuit to get an order of possession. You could appeal the decision, but that would only delay the inevitable. If you are not gone by the date set for possession, the constable will come to the house and with a locksmith to lock you out. Your belongings will be moved to storage facility at your expense.

    5 lawyers agreed with this answer

  8. If I have a judgement against me can they garnish my wages from my job

    Answered about 1 year ago.

    1. Lu Ann Trevino
    2. Michael Glynn Busby Jr.
    3. Mark Copoulos
    4. Robert J Adams Jr.
    4 lawyer answers

    Keep in mind that Texas is an extremely debtor friendly state. Nobody gets your house except the lender and the IRS. Nobody gets your car except the lender and the IRS. Nobody gets your wages except the IRS and child support. Nobody gets your pension/retirement/401k/IRA except the IRS. Most people don't have any thing more than that, so there is nothing to get to satisfy a judgment. HOWEVER, a judgment is good for 10 years and can be renewed. Also, the judgment is accruing interest and...

    5 lawyers agreed with this answer

  9. What I suppose to do when my brother got accident in Home Depot?

    Answered over 1 year ago.

    1. Christian K. Lassen II
    2. Lu Ann Trevino
    3. Vuk Vujasinovic
    4. Sue E. West
    5. Curtis James Bickers
    6. ···
    8 lawyer answers

    Your brother needs to contact a personal injury attorney right away. You find one on avvo.com

    5 lawyers agreed with this answer

  10. Dodeka, LLC and a credit card debt...

    Answered almost 6 years ago.

    1. Lu Ann Trevino
    1 lawyer answer

    This information is given for educational purposes only. No attorney-client relationship exists between us. From what you have written, it appears your husband appeared for trial without an attorney and Dodeka got a judgment. The writ of execution means the court has given them the right to find and seize whatever assets your husband may have to satisfy the judgment. The notice of deposition means they intend to take your husband's sworn testimony and have asked him bring certain documents,...

    10 people marked this answer as helpful

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