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Lu Ann Trevino
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Lu Ann Trevino’s Answers

4,608 total


  • What or how can I get him to repay me what he owes?

    As truck driver for an owner I loaned him $4000 dollars thru a credit card on some repairs and I made to loads to Georgia and back which we agreed on $1000 per load for services rendered. He has since hired another driver and refusing to repay hi...

    Lu Ann’s Answer

    You can sue and you could win, but you will have a very difficult time collecting on a judgment.

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  • What are my options to keep fro getting sued or in jail-

    i wrote a $750:00 out of state check an d was unaware it was insufficient until collections contacted me several months later. i called up and offered to pay 3 installmenats but was told all or nothing. i live in texas and check was written in la.

    Lu Ann’s Answer

    Stop posting on the internet. Use the "Find a Lawyer" feature to connect with a criminal defense attorney in your area. Many will offer free initial consultation.

    This is a criminal defense law question and I will change the category for you.

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  • Do I have a case?

    I was wrongfully terminated and fired due to shortage of inventory audit. But my Numbers where fixed in 2015.by the company in the system because my bussiness made two million dollars in one year and the company fixed the numbers in the system for...

    Lu Ann’s Answer

    Assuming you were working without a formal written contract, you don't have a claim. Texas is an employment at will state meaning employer or employee can end the work relationship at any time for any reason or no reason as long as there is no legally prohibited discrimination based on age, sex, race, et cetera.

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  • What are his rights?

    Hello, My husband informed his employer that he will be accepting an offer with the other company ( competitor) . He gave his company one month notice, because it was required. When he got to work next day, HR terminated him from his job dutie...

    Lu Ann’s Answer

    The old employer does not have to honor the notice period and can walk him out the door immediately if it wants to. They must pay him for any earned wages and vacation time accrued.

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  • Is it legal for a loan company to ask for the first months payment prior to dispersing the funds?

    My husband applied for a loan and was approved for $50,000 by www.lendingexpo.net. Everything is great. Except that they want the first months payment wired to them via moneygram prior to dispersing the funds. I don't know if its because of the...

    Lu Ann’s Answer

    If they want you to pay before loan dispersal this is very likely to be a Ponzi scheme of some kind. Run to your bank and close the account you used to get the loan and then look for a local lender.

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  • How can I make someone refinance a vehicle to get it out of my name since they are the one driving it?

    I helped a friend purchase a vehicle and the bank loan is in my name and he's the cosigner. He was supposed to refinance it only in his name and he has yet to do so. He does not have his own insurance on it, only the insurance I carry since I'm t...

    Lu Ann’s Answer

    You both have the right to possession of the vehicle because your name is on the title. You have the right to take possession by towing without his/her consent. Be aware that he/she can do the same to you. The Police will not get involved because this is a civil matter. Your problem will come when the title is issued after pay-off. If his/her name appears on the title, you won’t be able to sell the car without his/her permission. You can always make a deal to split some of the sale money to get him/her sign off. You may have to make this as a life lesson: don't lend money to friends or relatives and NEVER co-sign on a purchase for anyone.

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  • Can I go to jail? What happens if I don't show up in court?

    I took out a payday loan locally. Then circumstances regarding my health prevented me from paying it back. They've turned it over to a law firm who called my references as said they'd subpoena them to testify against me. Is that lwgal? I understan...

    Lu Ann’s Answer

    This is a scam. You probably are not in danger of going to jail for this debt. Unfortunately, there is probably nothing you can about the calls and the threats. There are 2 kinds of internet collectors: 1) the ones you can find and 2) the ones you can't. Most of the scary collectors are in the second group. It's virtually impossible to get them to stop and you can't sue because you can't physically find them. Demand information about the debt. They will not give it. Do not provide any of your banking information. Finally, beg them to sue you immediately because, if they do, you can sue them for the collection violations.

    http://www.avvo.com/legal-guides/ugc/the-truth-about-payday-loan-collection-calls

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  • Company called Jcc called it's a scam. They called said I owe a payday loan from 6 to7 years. Ask for paperwork they said no.

    Fraudulent collection company keeps calling about a payday loan from 6-7 years ago don't remember asked for paperwork and they said they will not give me any asked for company name I never heard of them before.

    Lu Ann’s Answer

    This is a scam. You probably are not in danger of going to jail for this debt. Unfortunately, there is probably nothing you can about the calls and the threats. There are 2 kinds of internet collectors: 1) the ones you can find and 2) the ones you can't. Most of the scary collectors are in the second group. It's virtually impossible to get them to stop and you can't sue because you can't physically find them. Demand information about the debt. They will not give it. Do not provide any of your banking information. Finally, beg them to sue you immediately because, if they do, you can sue them for the collection violations.

    http://www.avvo.com/legal-guides/ugc/the-truth-about-payday-loan-collection-calls

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  • Can I be reported to Chex systems for writing a bad check. If so, what will happen to me?

    I had a debt collector call my cell phone, my work phone and my friend's phone and left a recording stating that I will be reported to chex systems if I do not pay my unpaid balance. I called the phone number back and the customer service represe...

    Lu Ann’s Answer

    Chex Systems does track bad checks, but your check with the payday lender probably would not qualify for that system. In any case, the calls and threats are multiple violations of the Fair Credit Reporting Act and the Telephone Consumer Protection Act. Use the "Find a Lawyer" feature to connect with a consumer defense attorney in your area. Many will offer free initial consultation.

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  • Do we have enough evidence to proceed with an EEOC law suit

    My wife was fired from her job. Her supervisor received a text from the owner wife saying in a round about way that she was trying to be calm but she needed a gun to solve her problems with my wife. We have a copy of the text. She was fired about...

    Lu Ann’s Answer

    You don't give enough facts or context to make a useful answer possible. Is the owner's wife an employee of the company? What do you want to happen? Is your wife a minority employee? Use the "Find a Lawyer" feature to connect with an employment attorney in your area. Many will offer free initial consultation.

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