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Lu Ann Trevino's Answers
- 2,276 Legal Answers
- 3 Legal Guides
3
Attorney answers:
What happens when i stop paying my credit card payments
It is true that collectors will call and you the accounts are likely to be sold, and that's what you want to happen. It is also true that you will probably be sued and the amount of the debt is almost irrelevant. I have seen debt buyers file suit for as little as $200.00 in Texas. Don't lose hope, by the time the suit comes you are likely to have strong defenses which can allow you to win. Even if you lose, in Texas nobody gets your house (except the IRS and your mortgage company),...
53 people marked this answer as helpful
1
Attorney answers:
I need a general denial form. Where can I get one?
These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us. Look at the original petition, copy the the cause number and heading including the party names and the court. Below that write general denial as a title line. Then put in a paragraph stating you generally denial all claims being made against you. Sign your name with address and phone number. Send the document to the clerk of the court by first class...
22 people marked this answer as helpful
1
Attorney answers:
Texas debt collection laws, can a judgment creditor garnish a debtor's wages
Your husband's bank account and personal property are safe. Even though Texas is a community property state, spouses can still separate property and separate debt.
17 people marked this answer as helpful
5
Attorney answers:
Can a debt collector put a lein on my bank account
These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us. A creditor must sue you, personally serve the suit papers to you, wait for you to answer, and win at trial before it can get an award giving it the right to record a judgment. Keep in mind that Texas is an extremely debtor friendly state. Nobody gets your house except the lender and the IRS. Nobody gets your car except the lender and the IRS....
8 lawyers agreed with this answer
2
Attorney answers:
Can a credit card creditor put a lien on my vehicle if I refuse to pay the credit card balance
I am licensed in Texas. No one can get a lien against your personal vehicle except the company that financed the car and the IRS. Also, the statute of limitations is passed. Consider a counterclaim if you are sued. Settlement is probably not in your best interest.
12 people marked this answer as helpful
1
Attorney answers:
Is there a statute of limitations on credit card debt collections in the state of Texas? If so, what is the time period?
These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us. The statute of limitations for the collection of debt in Texas is 4 years beginning the day after your first missed payment. This does not change when a debt is sold. The debt buyer must file suit to collect before that 4 year period ends. Collectors can and do often try to collect debts many years after limitation period ends. If that happens,...
11 people marked this answer as helpful
1
Attorney answers:
Under Texas contract law is there a three day window to return a car after purchasing it
THIS IS A MYTH. In Texas, once you sign the contract to purchase, it is enforceable. To break the contract, you must be able to show there some kind of fraud associated with the formation of the contract such as misrepresentations about securing financing, failure to pay-off your trade if applicable, or a material misrepresentation about the vehicle such as the year or model of the car. If you discover such a problems, you must act quickly to resolve the matter.
11 people marked this answer as helpful
1
Attorney answers:
Dodeka, LLC and a credit card debt...
This information is given for educational purposes only. No attorney-client relationship exists between us. From what you have written, it appears your husband appeared for trial without an attorney and Dodeka got a judgment. The writ of execution means the court has given them the right to find and seize whatever assets your husband may have to satisfy the judgment. The notice of deposition means they intend to take your husband's sworn testimony and have asked him bring certain documents,...
10 people marked this answer as helpful
3
Attorney answers:
Can I be arrested for not responding or not showing up to court for a debt collection lawsuit
In Texas, if you were properly served with the court papers, if you don't answer or appear, a default judgment will be taken against you. You will not arrested.
10 people marked this answer as helpful
1
Attorney answers:
Is Tantra Massage legal
The manipulation of the sex organ for money is the element of the technique that could be considered illegal. You may have a good faith belief that the law is wrong or should be changed, but that would require arrest for the act followed by trial and appeals.
9 people marked this answer as helpful