James B. Heston's Answers

Are these debt settlement companies telling the truth?

It IS possible to settle your debts for a significantly reduced amount. You can hire a debt settlement company to negotiate for you, or you can hire an attorney, or you can do it yourself. My law firm specializes in defending people in debt lawsuits. We do "debt settlement," or more appropriately, "debt avoidance" for some of our clients in addition to representing them in their lawsuits. Here are a few things you need to be aware of: 1. If you don't pay your debts, your credit will...

2 people marked this answer as helpful

My father is being sued over a creit card debt that was years ago..............

My law firm is located in Texas (wer're based in Houston and have an office in Dallas), and we specialize in representing people in debt lawsuits. We win most Target credit card lawsuits outright. The statute of limitations is 4 years from the time you default. The time of default is when you stop paying, NOT 6 months later when the account is charged off. If you can afford to, retain an attorney to handle the lawsuit. If not, then the lawsuit will go through and will probably...

Bankruptcy/debt collection

No. Having power of attorney over you does not make your daughter liable for your medical bills. Your daughter could only become responsible for your medical if she signed to be responsible for them when you were admitted to the hospital, visited a doctor, etc.

1 person marked this answer as helpful

How i can i get money back from an employee who left me with his $6,000 A.E.card debt

Unfortunately, you will probably have to file a lawsuit against hte former employee to collect the money. Once you get a judgment, you will still have to collect the judgment by whatever means your state allows for collecting judgments. Typically, this will involve (1) wage garnishment; (2) bank account levy and/or (3) putting a lien on the person's home.