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Daniel David Horowitz III
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Daniel Horowitz’s Answers

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  • What recourse do I have to get their insurance company to take full responsibility?

    I was leaving a Walgreens parking lot and a young 18 yr teenage girl hit my Mercedes Benz it was totally her fault; She just backed up backed pretty fast said that she didn't see me. She is not a driver on the policy insurance information she prov...

    Daniel’s Answer

    Welcome to the world of insurance. This is their game. File a complaint with Texas Department of Insurance and then file on your full coverage if you have it. Otherwise you'll need to sue them in small claims court.

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  • Should I retain a personal injury attorney to get the incident report and any of the lost wage difference between workers comp

    I was working in Emporia KS. The hotel I was staying at did not spread de icer following a sleet/freezing rain event. I slipped and fell breaking my left wrist. When I reported the incident the manager said she had caked someone to de ice the prop...

    Daniel’s Answer

    Try to find a lawyer in Kansas to speak with.

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  • If an airbag does not deploy and causes death, is this something that I can take to court? Also, is there a time limit as to how

    My father was killed in a car accident and the airbag did not deploy and he died. He was drinking and did hit a tree.

    Daniel’s Answer

    If the vehicle was a GM, it might possibly be part of the recalls.

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  • What are my Legal options

    In august of 2015 i was hurt in a work place accident, My wrist was fractured, several nerves were damaged, and i had a damaged tendon. Surgery was performed and i was on worker comp at 70% of my pay, when i was able to return to work i was put on...

    Daniel’s Answer

    Sorry to hear this. As for the workers comp claim, there's likely nothing that can be done because of the way the comp system is now in Texas. You might speak to a personal injury attorney to see if there's a possible "third party" claim that can be made. If you want to raise awareness, you should contact OSHA to let them know about the unsafe workplace. You should also contact the Texas Tribune and Texas Watch. The Tribune has been running some very impressive articles in the last year exposing the hazards in Texas workplaces.

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  • WHY SHOULD WE HAVE TO PAY

    "my daughter was in a wreck and the officer did not place blame in anyone.We had a witness statement saying it was not our fault. So each person filed it on their insurance so now his company wants us to pay for the damages" The they stated if we...

    Daniel’s Answer

    You're not the first to ask this type of question. Did your daughter have insurance on the car she was driving? If so, this is a new trend by some insurance companies trying to extort money from people. If she didn't have insurance, unfortunately DPS can suspend her license even without a determination of fault. I'd be happy to discuss more about this on Monday.

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  • Do I need to hire an attorney?

    I was a passenger in a car accident I wasn't badly injured but neck, back, him and ankle pain, luckily nothing is broken. Should I get a lawyer? Do I need a lawyer?

    Daniel’s Answer

    Whether you have an attorney or not, the first thing you need to do is get medical care if you are hurting. The longer you wait to see a doctor or the more "gaps" in treatment, the less the insurance company is going to take your matter seriously. They find any reason to argue that you weren't hurt, couldn't have been hurt, and if you were hurt you should be fine by now.

    Be very careful about giving a recorded statement to the insurance company about your injuries and medical care. They are tying to pin you down to say something like "I'm feeling okay today"; "I'm not hurting that bad today" etc. Also, do not sign any authorizations giving them unlimited access to your medical records.

    If you don't want to hire an attorney, then try to resolve it on your own. I can almost guarantee that after you realize how the insurance companies treat injury victims, you'll be calling an attorney that day.

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  • Wrong policy number

    Got into a accident last night. Other driver hit me and went to jail for dwi. Officer gives his insurance information. I contacted his insurance company and they tell me it's the wrong policy # because it doesn't contain enough numbers. I read the...

    Daniel’s Answer

    Provide them his name, license plate number and any other info you have. They should be able to locate his policy. If not, file on your own insurance if you have full coverage and let them worry about getting the money back.

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  • How to determine whose fault it is in a 4 way stop accident?

    When I reached the 4 way stop, I completely stopped, looked all ways around, no car was in the stop sign at that time. Then I started to go through the intersection. Then I was hit by a car in the middle of the roadway, my driver side door was to...

    Daniel’s Answer

    I believe that when 2 cars are at a 4 way stop, the vehicle to the "right" usually has the right of way. Make a claim on the other driver's insurance and then look at the Texas Transportation Code Section 545.151 regarding Right of Way and also the Texas Driver's Handbook.

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  • Can I sue my insurance and get pain & suffering if accident was my fault. I have full coverage.

    I have full coverage; there's a witness and police writing it up as failure to yield on my part. Both cars totaled. My side still hurts.

    Daniel’s Answer

    • Selected as best answer

    No. You were responsible so you can sue for your injuries.

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