Skip to main content
Coby L. Wooten
Avvo
Pro

Coby Wooten’s Answers

165 total


  • A guy that hit me & caused my serious injures doesnt have auto insurance to cover my expenses, Can I sue his insurance company?

    A 21y/o rear-ended me while at a stoplight, he admits he was texting. He was driving an older car and had the minimum $30,000 coverage. This is not enough to cover my medical bills and surgery. Can I gi after his insurace company for the difference?

    Coby’s Answer

    Usually no. If you have Underinsured insurance you can file a claim if your insurance company gives you permission to settle for his $30,000.00. You can refuse his $30,000.00 and sue him for the entire amount of your damages, but most people cannot afford to pay jury verdicts without insurance.. And you will likely have to sign a release to get the $30,000.00 at any point should you decide to take it.
    I suggest you contact an experienced personal injury attorney discuss your options regarding his insurance and possible other areas of recovery.

    See question 
  • Do I get compensation on personal injury?

    While I was driving my car with my kid inside the car, I stopped in a signal and a minivan failed break and hit the back of my car extremely hard. Result was my car got totaled. I got severe shock in my neck and shoulder. Police and ambulance took...

    Coby’s Answer

    • Selected as best answer

    It is unfortunate that the person who hit you was uninsured. However, from reading your post it appears that you may have full coverage on your vehicle. If so, you can make a claim on your Uninsured Motorist coverage just as if the person who hit you was covered. This insurance coverage is specifically for this type of situation.

    See question 
  • My sister broke her ankle at Lowe's. What to do?

    While leaving Lowe's on Sunday night, my sister fell and broke her ankle. The break is so wide, it will require surgery. The insurance company from Lowe's is already calling us. I assume to make a settlement offer. The doctor said she could be...

    Coby’s Answer

    You need to contact a personal injury attorney who has with experience one with Lowe's and premises liability cases. From my experience with Lowe's there will most likely be videotape of the incident. This needs to be preserved asap.

    See question 
  • Do I have a lawsuit?

    Was involved in hit and run accident... school bus hit me and kept going. Was parked in emergency lane with flashers on. Bus was speeding to the point where officer didn't realize busses could go that fast. We were on toll road so we were able to ...

    Coby’s Answer

    If you were injured then seek medical attention. Also, you should consult with a personal injury attorney here locally. They can help with any investigation and can help figure out who to go after for the damages, ie school, bus owner, etc.

    See question 
  • Economic damages under DTPA

    Is the cost of temporary housing due to a financial institution negligence misrepresentations recoverable as economic damages under Texas DTPA?

    Coby’s Answer

    There are certain procedural rules you have to follow to make a DTPA claim. Depending on which section that you make your claim, you can certainly try to claim all out of pocket damages as a result of the harm. It is ultimately up to the judge to decide if it is admissible should you have to try the case.
    You should consult with an attorney, this area of law can be tricky.

    See question 
  • My vechile was totalled in a crash and i only had limited liability insurance because of money. I still owe about 5000 dollars

    on the car and now the car store and wrecked car storage are asking for payments. i didnt get any assistance on the car in form of payments and I have paid over 3/4 of the amount of the car in the past 4 years. My question is what is the bes...

    Coby’s Answer

    You have been given some great advice. If you decide to let the car go a total loss and they try to make you pay the balance then make sure to try and get credit for any salvage amount or credit for resale if they do so. It will be difficult but it is worth a shot.

    See question 
  • Car accident..can I be forced to total my car and loose it??

    Insurance adjuster wants to total my corvette, pay it off, and take the corvette leaving me with nothing...now..I got three estiments below 17,000 to repair car...blue book value is 25,000...way below book to repair..can I be forced to go along wi...

    Coby’s Answer

    You can fight the determination through litigation and you will need to contact an attorney to do so. Or you can negotiate the salvage title with them for less money. However, you will likely have to get a salvage title on the vehicle on the insurance issue is resolved. Try negotiating it without having a salvage title issued.

    See question 
  • Do you think I should will be able to get these and should I get a lawyer?

    A person swerved in my lane and totaled my car and injured me. I have still been having problems with my leg, feet, side, back and neck, the insurance company wants to only pay for the chiropractor, medical bills and a little of my lost wages. Wh...

    Coby’s Answer

    First you need to understand that the insurance company is not your friend. Their job is to pay you as little as possible. You need to seek the advice of a personal injury attorney. They can make an evaluation as to what damages you can claim and try to give you a proper valuation. And they study your own insurance policy to see if you can get PIP benefits or UIM.

    See question 
  • Can a pet owner sue for mental pain and anguish regarding the loss of a pet dog due to landlord negligence?

    fell from 3rd floor window after rotted screen gave way

    Coby’s Answer

    No pets and other animals are considered property. You cannot receive anything other than reasonable value of the animal itself

    See question 
  • Can an Illinois trooper ticket the driver of work vehicle for failing roadside inspection after being t-boned in an accident?

    Ford f-350 struck commercial truck in the passenger door and front quarter panel while it was turning left at an intersection in Macoupin County, Il. The commercial truck was also hauling a 25 ft flat bed trailer. No one was hurt in the accident. ...

    Coby’s Answer

    Yes they can issue tickets for failing a roadside inspection in almost any situation. Remember that most officers are using their personal observations and whatever real facts the collect. Best bet is to hire a criminal attorney to contest the ticket. I will move this to the criminal message boards.

    See question