"Cramming" is the term we use to denote the lowering of a debt that is owed. As others have explained in more elaborate terms, you have almost no hope of cramming down a mortgage unless the planets are aligned in your favor in a way that very rarely happens.
I am not one of those who says "see an attorney" to every question, but to cram down a mortgage successfully, but an initial consultation with a bankruptcy attorney will answer the question quickly.
I've been in bankruptcy for five...
No. You can go to jail in debt-related matters only when you refuse to cooperate with court orders, and even that is VERY rare. We don't have debtor's prison in this country (except for deadbeat dads who don't pay the state-ordered payments concerning their kids.
You will find company names on nearly everything that you have in your product, all the way down to the capacitors on the circuit board. There is a Doctrine of First Sale that should allow you to use the player in your product. There are little licensing caveats that can create exceptions, but you should be okay.
Of course, building your own will be better, but it's probably a better idea to wait until you have some volume before investing time, effort and production dollars in that direction.
If a person buys a single item, he can generally use that single item. If he starts reproducing that item, it's another whole ballgame.
There are caveats though. If what you are doing could fool a consumer into thinking that you are selling an item that is endorsed by the college, then you are infringing.
Let's say you buy a Mercedes Benz hood ornament. You could put that ornament on a chain around your neck, and Mercedes wouldn't care too much. You weren't selling it, and most people...
You won't owe anything just because of your status as power of attorney. Just be sure that you haven't co-signed for any of your mother's debts, because if she files for bankruptcy, they'll come for you.
YES! You need an agreement regarding who keeps the copyright of the posted blogs, and what the expectations are for both sides. Are they indemnifying you if they plagiarize from some other source and you get sued? Many issues here.
This is basic training for the young people you are working with, as well as you.