Henry Repay's Answers

If a demand letter for personal injury is ignored, what can I do?

Is the retainer strictly against costs? Injury cases are often handled on a contingency, but if the expected recovery is small, your attorney may be reluctant to front costs and you may find that with others as well. Meet with your attorney to better understand her perspective. You have hired her. Talk to her about your questions. If need be, you might consider whether another firm may be better positioned to handle the case. How extensive is the scar?

7 lawyers agreed with this answer

Truck was repossessed by the bank few days ago. I'm looking to file chapter 13 next week.

You have received good answers. I am only concerned with the assumption made that you are using an attorney. If so, excellent. If, however, the fact that you are asking questions here, rather than asking your attorney, means you do not have one, then I highly suggest your rethink filing. I do not recommend filing bankruptcy on your own. There are too many complex issues. I have seen several posts on this site for debtors who filed on their own and are seeking counsel concerning...

6 lawyers agreed with this answer

Can bank come after my wife for balance of money owed on short sale. Illinois

In an ideal short sale, you would be released of additional liability. That should be your goal. If that is not possible, then, in this situation, you should be the only one responsible for any deficiency. Depending on your overall circumstances, particularly the amount of that deficiency and your other debt, bankruptcy may be a consideration to avoid that debt. While all assumptions should be confirmed by an attorney looking at the documents and discussing this with you in more detail...

6 lawyers agreed with this answer

If I am planning on filling chapter 7 and I paid $17,000 for my car cash can I keep my car

As many of the other answers suggest, there is a lot that goes into answering that question. My gut reaction, assuming the car was recently purchased, is that it will create issues that need to be considered carefully. In Illinois, you are only given an exemption of $2400 to apply to the vehicle. If you are filing jointly with your spouse, she is on the title and she does not need to use her exemption elsewhere, then you can each apply your $2400. There is also a general exemption ("...

5 lawyers agreed with this answer

Do the laws in il. state that an adult child is entitled to half of their deceased parents estate? Even if the parent remarried.

Aside from the suit you describe, a person is able to have their estate distributed in any way they see fit through proper estate planning, most commonly with a will. To the extent that your father had a will or other estate planning document, that document governs the distribution of his estate unless it is invalid (for example, if he was not competent to prepare a will or was unduly influenced, either of which would need to be shown). There are provisions to protect spouses and minor/...

4 lawyers agreed with this answer

Is there a way to remove my name from a deed once it was foreclosed on and sold on courthouse steps and judge approved sale?

Real estate ownership in Illinois is not handled through any type "title" document. There was a part of the state that used a title system in the past, but that system has been abolished. In other words, a deed is not like a vehicle title that gets sent back and changed. Instead, a deed is one in a series of documents (deeds, mortgages, mechanics' liens, etc.), that have to be examined in sequence to determine interests in the property. Regarding your former property, or any other, if...

4 lawyers agreed with this answer

I could really use some advice on a rent to own home, post bankruptcy filing. Thank you so much for your help!

There are a few approaches to this: (1) Rent-to-own, also considered a lease with an option, in which you would rent the property and have the option to buy it in the future; (2) Articles of Agreement for Deed, in which you would be buying the property, becoming the owner as far as the use of the property is concerned, with the installments being made to the seller instead of a bank, but title only being conveyed once the payments are complete; or (3) purchasing it with the seller taking back...

Selected as best answer

Am I responsible for a parent's nursing home bill after death, if I was Power of Attorney?

Generally, you are not responsible, but you should review the contractual commitments you may have made when your mother was admitted to the nursing home. Your mother's estate, if any, would be obligated on the account before any distributions are made to heirs, so you need to be cautious in dealing with your mother's assets (again, if any). Many nursing homes push the relatives for payments. Do not give in unless you have clearly determined through an attorney that you have personal...

3 lawyers agreed with this answer

1 person marked this answer as helpful

How much(ballpark)will a chapter 7 cost if me and my husband qualify in Illinois? can we file online, do we need lawyer to file?

Even the few items mentioned in your question raise issues that should be considered by an attorney. Key questions include whether to even file at this time and, if so, which Chapter will serve you best. The scope of this space does not afford an opportunity to assess the situation and advise you. I recommend you assemble for legal consultation: (1) your income information for June 2011 through the present, including wages and unemployment during that period; (2) all your bills (three...

Selected as best answer

May i switch lawyer? If so, will I have to start the process over again?

I recommend you schedule an appointment with your current attorney and discuss the intentions in moving the case forward. The system has its limitations and the attorney may be handling everything competently, but not communicating effectively. If the attorney does not follow through or refuses to keep you informed, then interview other attorneys. The dilemma will be the fee sharing arrangement which the two attorneys will need to work through. I would not handle this for you, but have...

Selected as best answer