Ben Schneider was a very calm and trustworthy person. He heard our situation and put up with our insecurity. We never wanted to file for bankruptcy but we had no other choice. Yet, we try to delay our desition in the hope that we could balance our financial situation. When we realize that we couldn't balance it, we spoke to Ben again, and he reasured us and guided us through the process. Then without realizing it was all over. Later there were other questions that he resolved quickly. We didn't even realized what and/or how everything happened. Up to now I still can't believe that is over. We are not sure what and how it happen but everytime we have a question or dubt We feel confortable calling him and asking him what to do. We have regained a peace of mind and we owe it to Ben Scneider.