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Ben L Schneider's Answers

Ben L Schneider
Skokie Bankruptcy Attorney.
Contributor Level 10

2

Attorney answers:

  1. Ben L Schneider
  2. Andrew Daniel Myers

Bankruptcy chappter 7

Asked by a user in Sterling, IL - over 2 years ago.

This concern is not something for you to worry about, you can file for bankruptcy and have your liability discharged and your ex-husband will have to worry about his liability for this debt. Please contact my office for a free consultation to further discuss your options.

Selected as best answer

3

Attorney answers:

  1. Henry Repay
  2. Ben L Schneider
  3. Kevin Lee Linder

I have recieved a summons in adversary proceeding

Asked by a user in Lincoln, IL - over 2 years ago.

Please contact my office about representation in this matter immediately.

1 person marked this answer as helpful

1

Attorney answers:

  1. Ben L Schneider

Dead husband's debt

Asked by a user in Skokie, IL - over 3 years ago.

As long as your name does not appear on any of the credit cards you are not responsible for payment. However, your husband's estate will most likely have to pay for the debt he left behind. Be aware that you need to keep making payments on any mortgages or HELOCs on your home in order to keep it. Please contact my office for further assistance if you have more questions.

1 person marked this answer as helpful

3

Attorney answers:

  1. John C. Kunes Jr.
  2. Ben L Schneider
  3. Tyler Martin

Can i keep my home

Asked by a user in Chicago, IL - about 2 years ago.

In many cases a Chapter 7 bankruptcy can lead to a reaffirmed mortgage debt. A chapter 13 filing is not always necessary but the answer is case specific. Please contact my office for more information.

2

Attorney answers:

  1. Ben L Schneider
  2. Henry Repay

Bankruptcy?

Asked by a user in Woodstock, IL - about 2 years ago.

Yes, a 401k is an exempt asset in Illinois. You should consult with an attorney before taking any bankruptcy related steps because you may have more exemptions that can be used.

3

Attorney answers:

  1. Ben L Schneider
  2. Lesley Abigail Hoenig
  3. Andrew Daniel Myers

Does a person have to file for bankruptcy in the county where they live?

Asked by a user in Peoria, IL - over 2 years ago.

The debtor files for bankruptcy in the County in which they have a permanent residence. In this case, if your sister has a permanent residence in DuPage County and has had that residence for at least 90 of the last 180 days, then that is where she can file. Please contact my office for a free consultation to discuss this and all other issues surrounding the bankruptcy.

4

Attorney answers:

  1. Ben L Schneider
  2. Henry Repay
  3. Kevin Lee Linder
  4. Robert W. Kovacs Jr.

I live in Illinois. Can my wife file Chapter 7 in her name only? We are separated.

Asked by a user in Shorewood, IL - over 2 years ago.

Yes you may file separately, but there are some considerations in doing so. You should consult an experienced Bankruptcy Attorney about this before doing anything.

4

Attorney answers:

  1. Ben L Schneider
  2. Henry Repay
  3. Joseph Michelotti
  4. Andrew Daniel Myers

Can one spouse file for bankruptcy

Asked by a user in Bellwood, IL - over 2 years ago.

The short answer is yes. However, there are many factors to consider to insure tha you are successful. Please contact my office for a free consultation.

2

Attorney answers:

  1. Kevin Lee Linder
  2. Ben L Schneider

If my ex is the co-signer of my car, and is filing bankruptcy, will it affect me keeping my car?

Asked by a user in Illinois - over 3 years ago.

They can come after your car if either of you misses payments. Please contact my office for a free consultation if you have any questions.

1

Attorney answers:

  1. Ben L Schneider

Parental responsilbiltiy for unauthorized teenagers debt

Asked by a user in South Elgin, IL - over 3 years ago.

The first thing you should do is get your son into counseling. You do have a few options with the bills, please call my office for a free consultation.