The debt and the FDCPA are separate issues. If a debt collector violates the FDCPA, you may still owe the debt. If Mann Bracken did not produce the contract and statements, it is probably because they do not have them. This may be grounds to have the collection lawsuit dismissed because they do not have the evidence to prove their claims. On the other hand, if they did not have the documents and could not get them, they could not give them to you in response to your request for validation,...