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William James Rogers

William Rogers’s Legal Guides

12 total


  • Chapter 7 Effect on Liens

    Lien Types A lien is type of security interest in favor of a creditor to secure payment of a debt or performance of some other obligation. The liens with which most debtors in bankruptcy are concerned are: 1) a mortgage secured by the debtors residence or other real property, ...

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  • Obtaining Credit After Bankruptcy

    The effects of bankruptcy on your ability to secure credit are difficult to assess. Credit is extended by a wide variety of individual lenders and is not generally regulated. The criteria used by private lenders to extend credit vary from one lender to the next and typically are ...

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  • Student Loans After Bankruptcy

    Many clients are concerned about how bankruptcy will affect their children, especially with regard to obtaining financing for post-secondary education. Unlike most credit, federally guaranteed student loans are not conditioned upon credit history. Federal student loans are availa...

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  • Buying a Home After Bankruptcy

    Bankruptcy clients are always concerned about how a bankruptcy filing affects their credit history and ability to obtain new credit. One of the most frequest issues is whether bankruptcy will disqualify the debtor when trying to buy a home in the future. This question is particul...

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  • Your Credit Score After Bankruptcy

    Bankruptcy clients are always concerned about how a bankruptcy filing affects their credit history and ability to obtain new credit. Although filing bankruptcy does not enhance your credit score at the time, your credit score was almost certainly shot already by the circumstances...

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  • Chapter 7 or Chapter 13?

    A guide to significant features of bankruptcy options.

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  • Think Before Insisting Upon Attorney Fee Provisions

    It has become almost standard in business contracts to incorporate a provision requiring the losing party to pay the prevailing partys attorney fees and expenses in any dispute arising out of the contract. Attorney fee provisions have their place, but are not appropriate in...

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  • Appealability of Arbitration Awards

    Arbitration provisions in contracts have proliferated in recent years, presumably under an assumption that arbitration is a faster and less expensive alternative to a lawsuit. Awards are binding on the parties, and judicial review is very limited, again restricting options a...

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  • Bankruptcy Discaharge of Unemployment Overpayment

    With more people collecting unemployment benefits over the past two years, this is an increasingly common question that arises when considering bankruptcy relief. If you are no longer receiving unemployment benefits, then the debt owed for overpayment may be dischargeable. I...

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  • Bankruptcy and the Automatic Stay

    The filing of a bankruptcy case, under any chapter of the Bankruptcy Code, triggers an injunction against the continuance of any action by any creditor against the debtor or the debtors property. In a Chapter 13 case, there is also an automatic co-debtor stay that protects, e....

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