Jacqueline Chada Nuckels's Answers

My son was crossing the street after getting off the city bus and was struck by a vehicle trying to cross the street. Can I sue

I agree with the first two comments. You need to determine whether the driver was negligent when he hit your son. To determine this, you will need to know what the driver was doing at the time of and just before the accident: Where was he looking? Did he see that the bus had stopped? What was he doing inside the car (for example, was he on a phone, distracted, etc.)? How fast was he traveling? Answers to these kinds of questions will help determine whether he was negligent, or careless,...

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Can insurance company deny coverage?

The short answer is yes. If the insurance company has a good faith belief that its insured is not liable, it can deny your claim. As a general rule, a person is liable for damages he or she caused, whether intentionally or negligently (or carelessly). Insurance generally covers damages that are caused by a person's negligence or carelessness. In a situation like the one you are describing, where the damages may have been caused not by the person's negligence but rather as a result of an...

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I was at fault in an auto accident in the state of Texas, and I did not have insurance. What is going to happen now?

You should determine whether the vehicle you were driving was covered by a policy of insurance. If it was and if you were driving the vehicle with the permission of its owner, you may have coverage under that policy.

The driver that hit me is underinsured. How do I go after my insurance company since I set my policy limits at $100K?

Each state and each insurance policy is going to have its own definition of what constitutes an "underinsured motorist." You will likely want to work with an attorney to determine or verify whether the driver who hit you indeed qualifies as an "underinsured motorist" under your particular law and policy. Assuming the driver who hit you meets the definition of "underinsured motorist" and your damages (for example your medical expenses, wage loss, pain and suffering, etc.) exceed the...

Was in a multiple car accident and one driver was ticketed by police for being at fault

Given what the at-fault driver's company is telling regarding the minimal coverage available, you may want to work with your insurance company to resolve the property damage aspects of the claim. You will likely get a faster resolution. You will, of course, lose the $1000 in your deductible, but your insurance company should work to recover that for you. The attorney working with you on your personal injury claim should also be able to help you navigate the property damage and diminished...

I was rear ended...Now the person in front of me is accusing me of a hit and run.

You should not have to pay anything if indeed you did not hit the other car. Did the officer you spoke to look at your vehicle to determine whether there was any evidence of contact between the vehicles? If he did, he likely completed an accident report. You should request a copy of that report to support your claim that you did not hit the vehicle. That said, whether you received a ticket may not necessarily have any bearing upon whether you could be responsible for paying property...