Michael A. Schafer's Answers

Why is it taking so long for my lawyer to recover my lost wages

Sometimes it takes a little longer to get loss wages paid when there are multiple accidents. The insurance company will need to verify with the doctors which accident you are off work for. This being said I would contact your lawyer and make an appointment so you can determine what the hold up is.

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What is the statute of limitations in kentucky for car accidents, when i was at fault and my insurance had lapsed?

The Statute of Limitations for a car accident in Kentucky is 2 years from the date of accident or 2 years from the date of the last no-fault medical payment not to exceed 4 years. If the state has sent you a letter you likely have a default judgement that has been entered against you. Your license is suspended by Kentucky when it is related to a car accident. The license suspension is lifted when the judgment is satisfied or you make arrangements for payment satisfactory to the defendant.You...

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Can i choose my own doctor ?

Under the Kentucky No-Fault Statute you can choose the doctor you want. You can even change doctors during your treatment if you choose to. You should sit down with your lawyer and discuss your concerns.

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How soon after an injury do I have to contact an attorney about a personal injury claim?

Call an attorney immediately. Do not talk with the insurance company until you have had a chance to consult with an attorney. It is very important that you understand the process before you begin answering questions. You should always tell the truth, but you should be prepared and understand the process before you do. The delay in seeking treatment will be an issue so you will want to consult with an attorney about the best way to address this. Also, be aware that there is a Statute of...

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Can I file a civil suite against my employer for pain & suffering from an accident after they paid me for a workers comp claim

In Kentucky the Staute of Limitations is generally one year for negligence claims not involving a motor vehicle accident. You may have a Staute of Limitations problem. Also, the Worker's Compensation statute is considered an exclusive remedy for injuries that occur on the job. I would contact your attorney and discuss these issues with him since he is already familiar with your case and the facts involved.

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Insurance policy limits?

If that is the extent of the insurance then that is what can be collected from insurance. A declaration from the insurance companywould verify this. Your attorney will be in the best position to advise you on this.

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Auto hit from rear while parked on shoulder of interstate.

Generally, the car that rear ended the other vehicle would be at fault. There could be situations where you would be found at fault if the car was not off the road, didn't have flashers on, etc. I would turn the calaim over to the insurance company for the car that hit yours. The author of this posting is licensed to practice law in the Commonwealth of Kentucky. This posting is intended to provide general information only, and is not intended to provide as legal advice in connection with any...

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Would I have to show up in court for this...?

You should not pay the No Insurance charge. Ask your insurance company to provide a letter stating that you had insurance on the day of the accident. Then call the court clerk and see if they will accept the letter or if you can reschedule the hearing. Often the court will do this on a traffic charge.

In a no fault state (Kentucky) what are the laws for a parking lot collision.

There are always factors that can affect the determination of fault. I would let your insurance company know your concerns. They will not pay on a claim where they do not feel you were at fault. I would also contact any witnesses to see what they observed. Also, some lots have video surveillance. Check and see if the video is still available.

Why do I need to give a recorded statement?

The insurance company is not only looking at liability but how your injuries and treatment are to be apportioned between the two accidents. In other words, if the insurance company for accident two can blame the first accident for your injuries and save paying for your medical bills and pain and suffering they will. I agree with the other responders that you should contact an attorney. Insurance adjusters take statements almost daily as a part of their job. They are professionals. This may be...