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Lois R Beasley-Carlisle

Lois Beasley-Carlisle’s Answers

189 total


  • My spouse and I file for bankruptcy prior to getting married, neither one has been confirmed, yet,

    Would we need to amend one of the cases and have it combines?

    Lois’s Answer

    Don't do either. Dismisdsing your cases to refile would result in complications such as a second bankruptcy on your credit, a Motion to Extend the Stay being necessary and so forth. Go forward like you have already planned.

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  • Do we need to file ch 13, ch 7 or hire a tax atty: to deal with St. of. Ala Tax issue. Feel proof in docs covered any tax?

    We have a great house note modification 26 yr 2% fxed, paid for 5 yrs timely. We worked with the State of Ala. for years, We had basically all of docs. Disabled wife hauled so many boxes for audit, it took them months to review. Auditor had to ...

    Lois’s Answer

    You need to hire a tax attorney, a bankruptcy attorney and you can go and talk to the tax advocates office. The last one is free. You will know your options better with consults with various professionals. There is no way to tell you exactly when you are talking about 12 years of docs on this forum. Good luck!

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  • Can an apartment complex sue me and garnish my wages for a broken lease?

    I signed a lease for a college apartment in March of 2012 and was supposed to move in August of that year. Due to personal reasons, I had to move back home and I would not be moving into the apartment. I never received a key nor do I know which ap...

    Lois’s Answer

    Yes if they took a judgment against you. Go and see a consumer lawyer immediately as you may be able to set the judgment aside if they didn't properly serve you or made other errors in the lawsuit. If you are served with legal paperwork you have to hire a lawyer or defend yourself or judgments like this can be taken. Also if the rent is high and you have other bills and there is nothing you can do about the judgment you could possibly file a bankruptcy - Chapter 7 or debtors court or you could possibly file a claim of exemptions.

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  • Can a creditor garnish you for a car that you voluntarily turned over 11 years ago? How can I stop it?

    I received a letter stating that the creditor had filed a judgment against me back in 2007 in Birmingham, AL which I had no Idea about until this year when I received the letter. The car was turned in because it was a " lemon" and they did not wis...

    Lois’s Answer

    The two prior answers are correct. Meeting with an attorney about your options is advised.

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  • Do I need to take my previous landlord to court?

    I have talked to my previous landlord many times about return my security deposit. He claimed he will return my deposit back. He needed my address and I gave him my address. So far, It's been about a year and nothing yet. Should I put small claim ...

    Lois’s Answer

    I agree with the prior response. You have a very short time period.

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  • When will my AL license be reinstated?

    I am a resident of AL and have a AL driver license. Got in trouble while visiting AZ. AZ dmv suspended my license for an MIP and flase ID for 6 months. AL suspended my license for 60 days for false ID.

    Lois’s Answer

    You can go talk to the state office on arkadelphia and ask them what you need to do to get your license back. It's right where you get your drivers license renewed. If it's too complicated for you hire a lawyer.

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  • A friend of mine got arrested for 50 hits of LSD. What do you think will happen to him

    he ordered it online and home security showed up and arrested him

    Lois’s Answer

    Tell your friend to only talk to his attorney - no one else whether he hires one or has one appointed. He's prob bought himself a world of trouble literally that he will need an attorneys help resolving.

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  • If I have FTA's and unpaid tickets from 2012, can I resolve it without going to jail

    Lee county al

    Lois’s Answer

    Hire an attorney. We do this all the time for folks. Go to court with as much money as you can come up with and let the attorney work out a deal.

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  • My brother Is in jail how can I get into his motel room to get his bail money

    Robbery 1st degree

    Lois’s Answer

    Bond him out and let him pay you back.

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  • The bank closed my account and I have an internet payday loan?

    Wells fargo going to closed my on 3/30/2015. I took out a payday on the internet on 3/16/2015 i did not know well fagro was going to closed my account. I am going call the payday loan company tomorrow to see what arragement with them. can i go...

    Lois’s Answer

    Since you are questioning if you are going to go to jail you might want to go sit down with a consumer lawyer pretty soon as you may not want to post what you have done here if you did something illegal.

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