you can never tell what you bought at a foreclosure auction without a full title search done by an attorney that works for you....you could have "won" a second mortgage auction or a homeowner's association auction. There may be IRS or municipal liens. The only way to know what you got and if it is marketable is with a title search.
It sounds like you MIGHT have gotten a dismissal for failure to prosecute, but you MUST understand that these are not always what they seem and that often, consumers think a case is closed and final, only to find that it is resurrected and a trial or a sale is set without you knowing. My advice is to have an experienced foreclosure defense attorney review your file IMMEDIATELY. If it is dismissed, there are things that we will want to do to protect you from a subsequent filing.
Whether or not it is barred by statute of limitations is a complex question that has to do with when the loan was last paid and when the bank demanded payment....regardless of the answer to that question however, thre are many defenses that can be taken with regard to them filing a lien or trying to enforce that lien.
you need an attorney immediately. the courts here locally are setting trials without the plaintiff asking for them...that seems to be what happened to you because you got a notice of trial and the plaintiff moved to strike it. if you do not hire an attorney fast, you will likely be in trial and lose your home. I will be happy to look your case up and tell you what I see from the court docket. firstname.lastname@example.org
The most important thing is his will must be carefully reviewed to make sure it is handled properly. You are correct if taxes are not paid, it can be lost. Feel free to email me over the weekend email@example.com or my cell 727 542 5571
The most important thing you need to understand is you MUST hire an experienced foreclosure defense attorney, and one that is willing to go to court and fight for you. Even if you have been denied a loan modification, if you want to stay in your home, you should hire an attorney and fight to stay in your home. Don't give up. Don't give in. Don't short sale. It's your home....FIGHT FOR IT...(and by that i mean hire an attorney that can help you with this fight!)
You must hire an attorney immediately to review what defenses may exist and present those defenses properly. Sadly, you cannot just go to court and say, "i've got my checks, I paid".... Depending on your county and the rules applied in that county, you have a very tight timeline to try and turn this around. If you try a trial without an attorney, you will very likely lose.
My condolences for your loss. Because of the assets you described, you will need to hire an attorney properly licensed in Florida to assist you and your family with this process. Ethical and responsible probate attorneys will charge a modest fee for walking through the technical legal steps and any attorney would be able to tell you with a fair degree of certainty what that attorney would charge.
The bottom line here is you and your family need time to grieve and work through the family...
those lack of prosecution dismissals are particularly technical, but can be good for the homeowner, depending on what happens after the fact. If you are not represented by counsel already, I would be happy to discuss with you.