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About me

I am a Florida Board Certified Specialist in Civil Trial Litigation Handling personal injury cases throughout Florida. Born and raised in Brooklyn, N.Y., I received my undergraduate degree from the State University of NY at Geneseo, receiving Graduate of the Year recognition. I attended Law School at Syracuse University, earning my Juris Doctor with high honors in 1979. While a student at both universities, I received recognition awards for my scholastic achievements and community service. I served as a police legal advisor for the City of Tampa Police Department, and have been the lead trial attorney for several major insurance companies. I have tried numerous cases on both state and federal levels throughout Florida. I have several reported decisions from Florida Appellate Courts and the Florida Supreme Court. 

Since 2002, I concentrate my efforts exclusively for clients that have been injured by the negligence of others. 

I have been featured as a lecturer in Tort Litigation and Ethics by several professional organizations, and has also been published in several legal periodicals. I am a former vice president of the Puerto Rican Bar Association of Florida and a past officer of the Hispanic Bar Association of Central Florida. I have served on the Florida Bar Continuing Education Committee.

I reside in Central Florida with his three sons and am active in various law related, civic and religious organizations. Member of the Florida Bar, the Seminole County Bar, the Orange County Bar, The Tampa Bay Trial Lawyers Association, The Central Florida Trial Lawyers Association, The Puerto Rican Bar Association and the Hispanic Bar Association. Admitted to practice in all Florida State Courts, the Federal Middle District Court of Florida, the Federal Northern District Court of Florida, the 11th Circuit Court of Appeals and the United States Supreme Court.


Languages spoken: Spanish, Portuguese, English

Practice areas


  1. Personal Injury: 30%
    36 years
  2. Car Accident: 20%
    36 years
  3. Wrongful Death: 13%
    36 years
  4. Sexual Harassment: 8%
    36 years
  5. Other: 29%
  6. More 



Contingent (33-40%)

Payment types:

Cash, Check, Credit card

Attorney endorsements

4 total 

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  • Michael S. Waddington

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    I endorse this lawyer. He is well respected in the community, has an excellent courtroom presence and obtains great results.


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    Relationship: Fellow lawyer in community

Contact info

Law Offices of Toledo, P.A.

4115 W. Cypress Ave
Tampa, FL, 33607


FLMember in Good Standing198001/11/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Board certification Civil Trial LawFlorida Bar2008
ServiceHispanic Bar Association of Central Florida2008
SOAR AwardNationwide Insurance Company Trial Division2002
SOAR AwardNationwide Insurance Trial Division2001
Service AwardWest Coast Claims Association1991
ServiceTampa Police PBA1986
Work experience
TitleCompany nameDuration
Civil Litigation SpecialistToledo, P.A.2014 - Present
Director of Civil LitigationLorenzo & Lorenzo, P.A.2011 - 2014
Litigation CounselLaw Office of Dario Diaz2010 - 2011
Litigation AttorneyWML Group2008 - 2009
Litigation AttorneyMartinez, Manglardi, Diez-Arguelles & Tejedor2002 - 2008
Statewide Managing AttorneyNationwide Insurance Company1992 - 2002
Associate General Counsel - LitigationCigna Insurance Company1990 - 1992
Managing AttorneyFireman's Fund Insurance Comany1985 - 1990
Assistant City Attorney / Police Legal AdvisorCity Of Tampa1980 - 1984
AttorneyLaw Offices Of Robert Nunez1979 - 1980
Association namePosition nameDuration
Tampa Bay Trial Lawyers AssociationDirector2013 - Present
Million Dollar Advocates ForumMember2012 - Present
Puerto Rican Bar Association of FloridaVice President2012 - Present
Association of Plaintiff Interstate Trucking Lawyers of AmericaMember2011 - Present
Florida Bar, CLE CommitteeBoard Member2011 - Present
Tampa Bay Hispanic Bar AssociationMember2009 - Present
Tampa Bay Trial Lawyers AssociationMember2009 - Present
Hillsborough County Bar AssociationMember2009 - 2010
United States District Court for the Northern District of FloridaMember2006 - Present
Central Florida Trial Lawyers AssociationMember2006 - 2013
Seminole County Bar AssociationMember2006 - 2009
Hispanic Bar Association of Central FloridaTreasurer2006 - 2008
Puerto Rican Bar AssociationVice President District 52005 - 2009
Florida Justice Association (Academy of Florida Trial Lawyers)Member2002 - Present
American Association For JusticeMember2002 - Present
Orange County Bar AssociationMember2000 - 2010
Hispanic Bar Association of Central FloridaMember2000 - 2009
United States Supreme Court BarMember1984 - Present
United States Court of Appeals for the Eleventh CircuitMember1983 - Present
United States District Court for the Middle District of FloridaMember1980 - Present
Florida BarMember1980 - Present
Legal cases
Case nameOutcome
Leudian Morgan V. Metro West Partners Inc.41,000 after comparative reduction
Pasqual Tejerra vs. Allstate Insurance Companyverdict 32,000
Hope Ruz V. Jeanne Ellen Clarkverdict 181,225.01
See all legal cases 
Publication nameTitleDate
Florida Torts ReporterSoveriegn ImmunityN/A
Florida Torts ReporterInsurance Law updateN/A
School nameMajorDegreeGraduated
Syracuse University College of LawLawJD - Juris Doctor1979
State University of New York, College at GeneseoHistoryBA - Bachelor of Arts1976
Speaking engagements
Conference nameTitleDate
The Audacity to HopeEnd of Racism and Sexism in 21st Century2008
ACCA Annual MeetingEffective Utilization of Litigation Paralegals2001