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Richard Paul Zaretsky
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Richard Zaretsky’s Legal Guides

31 total

  • QUIET TITLE TO ELIMINATE YOUR MORTGAGE - FLORIDA SUMMER UPDATE 2015

    The magic wand of quieting the title to eliminate your mortgage on your Florida property has had a wild if not consistent ride – downhill. Whether being free of your mortgage is fact or fantasy, real

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  • SUPREME COURT GAY MARRIAGE DECISION CHANGES REAL ESTATE OWNERSHIP RIGHTS

    The monumental Supreme Court decision in Obergefell vs Ohio changes the landscape of gay rights regarding real estate, marriage and immigration as well as certain torts (damages for personal injury).

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  • DEFICIENCY JUDGMENT BARRED AFTER ONE YEAR - DOES IT APPLY TO SHORT SALES?

    Florida homeowners who lost their home to foreclosure or short sale could be escaping a deficiency judgment if the lender misses the statue of limitations. The new law, now in its second year, seems

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  • QUIET TITLE OF A MORTGAGE - ANOTHER NAIL IN THE COFFIN

    In the developing case law in Florida on Quiet Title Actions regarding mortgages, Florida courts are again siding with enforcement of the mortgage as opposed to considering traditionally used concepts

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  • TAX DEED AUCTION SALE vs FORECLOSURE AUCTION - WHAT YOU NEED TO KNOW

    Several times a week I get calls from people that have purchased or want to purchase at a Tax Deed Auction or a Foreclosure Auction. Often they ask which is better. The answer itself is not all that

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  • FLORIDA SUPREME COURT TELLS TRIAL JUDGES TO GET RID OF OLD FORECLOSURE CASES

    While in the foreclosure trial court for hearings last week there was a string of attorneys appearing for lenders accompanied by the borrower lenders asking the judge to cancel already scheduled forec

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  • QUIET TITLE ACTIONS - STATUTE OF LIMITATIONS BECOMING IRRELEVANT

    Quiet Title of a property to avoid a mortgage based on the Statute of Limitations has been attempted and achieved by some attorneys in Florida - but the questions on the viability of the strategy has

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  • QUIET TITLE ACTIONS IN FLORIDA - LEGITIMATELY MAKE THE MORTGAGE UNENFORCEABLE

    Getting a house free and clear of a mortgage obligation to pay back money seems inequitable - and it is. Make no doubt about it, it is absolutely unfair. There is no moral right to "stick it to the bank". But legally it is a reality. The law and process as explained below, is abo...

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  • EVICTION PROCESS IN FLORIDA - GUIDE TO LANDLORDS AND TENANTS

    While many blog writers, including myself, often focus on homeowners in financial distress, Tenants are often victims of either their own financial distress or the financial distress of their landlord. This article will examine the eviction process from a lawyers viewpoint for bo...

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  • DODD-FRANK CREATES LANDLORD-IN-FORECLOSURE FREE TICKET TO COLLECT RENTS

    TheProtecting Tenants at Foreclosure Act of 2009clearly stated that any lease entered intoAFTER the notice of foreclosuredid not have the protection of the Act to allow the full lease term to run.But theDodd-Frank Wall Street Reform and Consumer Actopened up the Grand Canyon ofi...

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