The second property is not at risk in the actual case of foreclosure. However once the case is over and there is a judgment against you then they can pursue your assets including any house you own unless the homestead exemption protects you
If you wish to preserve your rights as tenant after the house sells at auction yes you must file an answer to the complaint so all parties are aware of you as well as new buyer although you would be required to commence paying rent again
Run to an attorney as soon as possible. If the numbers and ratios for HAMP were met on what grounds are you being denied? They are required to tell you specifically AND you are entitled to appeal. And you can complain and get the OCC involved and tbe CFPB if you qualify and are being denied simply because the bank thinks you don't know any better. Sit with an attorney to run your numbers and check what you submitted. You have 30 days to appeal tbe banks denial. As for the foreclosure, Broward...
I wish I had a dollar for every client I get that gets that letter. It is strictly advertisement and someone trying to trick you into thinking you need a certified deed. You do not! So ignore that letter.
Depends on the terms of the contract. Your safest bet is to have an attorney review it and advise
You should also not be selling without an attorney. The cost is minimal to have an attorney represent you and prepare all seller docs and would have resolved this doubt in a second
Don't close alone!
Whatever arrangements you made with your wife in the divorce is of no consequence in a foreclosure suit. At some point in time you and your wife took out a note and signed a mortgage to secure the payment of that note. Therefore the bank is required to include everyone on title and on the mortgage in their foreclosure suit. If you were not included then the bank not pursue their final judgment and get the house in foreclosure. If your wife was awarded the house in a divorce judgment she can...