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H. Dillon Graham III
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H. Graham’s Answers

60 total


  • The ex owner rented me the house knowing the house was Forecloser

    A woman from my landlord's bank came by the other day and after asking for my landlord and I'm a renters, he said he had come by to see if someone was living at our address. If the house is being foreclosed on, What are my rights in gene...

    H.’s Answer

    As a tenant you still owe the rent to whoever ownes the property

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  • In florida can the bank garnish your wages on a foreclosed home?

    in florida can the bank garnish your wages on a foreclosed home?

    H.’s Answer

    If a deficency judgment is entered after the sale of the home, Yes!

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  • UCC and Assignment of Mortgages in Florida

    How do you know for certain whether or not an Assignment of Mortgage does not need to be recorded to be valid under UCC chapters 670-680. What do I need to look at?

    H.’s Answer

    The Uniform Commercial Code does not apply to recording of mortgages and mortgage assignments. UCC filings relate to security interests in personal property.

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  • Order For Default - Foreclosure

    Been fighting this for yr and 1/2. Plaintiffs amemded their lis pendens and filed an amended complaint. I in turn filed a timely motion to extend my time to file a responsive pleading. The judge denied it and now I have this order for default. ...

    H.’s Answer

    If you want to hold on to the property you need to find a local attorney who handles foreclosure cases. There is a good chance that the attoreny can get the default set aside. Act fast.

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  • If john doe had a suspended license was hit by jane.joe fled the scene no one hurt what happens

    john was tracked by intersection camera. john wasn't driving. it was janes fault (ran red light) what happens

    H.’s Answer

    What you have is the potential for three viloations. Jane is guilty of running the read light and if John was driving he is guilty of driving with a suspended drivers licence and leaving the scene of an accident. If John was not driving then he is not guilty of anything.

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  • How can you find out if a house you are renting is in foreclosure?

    I am renting a house in Coral springs and the other tenants told me the house is in forclosure. How can I find out if this is true?

    H.’s Answer

    The easy way is to ask your landlord. However, as long as he/she is the owner you owe them the rent eventhough the property is in foreclosure.

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  • Is the Plaintiff's attorney required to address my response (to foreclosure) prior to filing the final judgement?

    I was served the initial foreclosure papers in February. Filed my response to the court (myself) and to the plaintiff's attorney within the alotted time. Is the attorney or lender required to answer any of my responses before filing for the final ...

    H.’s Answer

    If you do not hire an attoreny who knows what to do , the Judge is going to grant the final jugment on August 1. If you want to stay in the house quit fooling around.

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  • Can a renter in a foreclosed home set up a rent to own option with the bank?

    I am currently living in a foreclosed home and would like to buy the home but my credit score is a few points below what will get me approved. How can I work with the bank in seeing if they would give us a rent to own option? Or is it possible t...

    H.’s Answer

    Anything is possible. Call the bank and see what you can do.

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  • Lakeland, FL: Plaintiff asked for default judgment, claiming no answer or pleadings from defendant, when clearly there was.

    In a Polk County, FL foreclosure, plaintiff asked for default judgment, claiming no answer or pleadings from defendant, when clearly there was. Plaintiff even answered one of defendants pleadings. All pleadings have been filed and mailed to attor...

    H.’s Answer

    You need to file a motion to set aside the default. Generally the Clerk or Judge will review the court file before entering a default. So this is unusual. Maybe your answer did not get into the court file. Setting aside a default can be tricky. Affidavits may be required and an answer demonstrating a meritorious defense.

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  • Received a summons from the court re foreclosure

    Father purchsed a home, I took out the original mortgage loan for him due to his credit issues. He decided that he wanted a cash out re-fi but I was not willing to be responsible for that amount of debt so he did it through another lender. While I...

    H.’s Answer

    You should not be connectd with this property anfter the refi. That sounds strange. I think you need to consult a local attorney to get this straghtened out.

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