Mable Denise Dotson's Answers

I am on unemployment and over my head in debt.Will I be able to keep my car if I file chapter 7 bankrutcy?

First, I must qualify this answer by letting you know that I am not admitted in Ohio. Also, I strongly urge you to consult an attorney as each situation is different. Any statements are for general information and do not constitute legal advice. Generally, a debtor can retain their vehicle by reaffirming the debt. When debtor reaffirms a debt, the debtor agrees to repay the outstanding loan in full. If the loan is not paid ,the car can be repossessed, sold, and then the balance due...