Depends I suppose on what you are suing them for. The insurance company has to pay for the value of the car or the repair which it sounds like based on value of car it is a total loss. There may also be a provision that allows you to get a rental car for a fixed period of time. Also, if you were injured then you may be entitled to personal injury recovery. If you disagree with estimate on car then you can file for arbitration. My website blog tells how to do that. Search arbitration at www....
Based upon what you've said yes. Handled almost an identical case where my client fell on a wet floor and injured her shoulder. She recovered money. How much depends on injury. Important to move quickly to get a copy of or preserve in store video.
In medical malpractice you need to have damages which it sounds like you may. I'd suggest you contact a medical malpractice firm in you area or in SC.
Some choices ElrodPope, McWhirter Bellinger on Columbia and McGowan Hood. The consultation should be free. Good luck