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Kellie Chappell Gonzalez

Kellie Gonzalez’s Answers

23 total

  • My Father has a town home he can no longer afford. He wants to sell the home but owes more than what the home is worth.

    My Father has a town-home in Virginia, and can no longer afford the monthly mortgage and utilities. He wants to sell his home or just get out of it some way. The house is in fair condition and need repairs and he has no way to pay for it. He st...

    Kellie’s Answer

    The suggestions above are all correct and good ideas. However, many banks are not interested in a deed in lieu if they can avoid it. And honestly if they are still getting their payments they may not even be interested in a short sale. I have done several shorts sales in years past and the bank generally works with the seller, closing attorney and realtor to get the sale price negotiated. I would contact the bank and see what if anything they would entertain.

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  • Is a PJC the best option to avoid insurance rate increase related to an accident in excess of $3000 for a dependent minor?

    16 year old w/o prior ticket cited for failure to yield resulting in a 2 vehicle accident and$12K insurance settlement. Considering a PJC but don't know if it would realistically be granted or is the best option. Can such a ticket be reduced to...

    Kellie’s Answer

    Many times tickets for failing to yield can be settled and dismissed so that the PJC is saved. I have had experience with these matters in Wake County and would be happy to speak with you.

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  • Received 1st traffic violation for failure to come to a complete stop at a stop sign.NCGS20-158(B)(1)(3). Best Options ?

    No previous violations of any type. Should I just waive and pay or hire atty ?

    Kellie’s Answer

    If this is a ticket in Wake County then the DA will not give you an improper equipment. If you send in your money and pay the ticket your insurance will be increased. You should consult with an attorney who is experienced with these matters. I will be happy to speak with you as I am familiar with Wake County.

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  • Felony Speed To Elude N.C. (License revoked for two years) How can I get it back sooner?!

    Hey there! I have used this site once before with great luck and a speedy response in the past. I Lost my license for to years after a Felony Speed To Elude on a motorcycle. I was not impaired or under the influence of any substances, how ever...

    Kellie’s Answer

    You can also contact the DMV and see if they will allow you a hearing to get your license back.

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  • I am looking to get my name on my daughters BC (mom and I weren't together). How do I get a certified copy of the court order?

    I have the court order that states our custody agreement, etc, but it's a PDF version, and the NC Vital Records department is saying I need a certified copy. Will that general PDF work, or do i need to get something special done to it? I

    Kellie’s Answer

    You can also call and get instructions on how to get the order if you are not local. You need a certified copy which usually means the raised seal original.

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  • I received a my 3rd speeding ticket (87 in 55) in 12 months and am looking to get it reduced as low as possible.

    I received a my 3rd speeding ticket (87 in 55) in 12 months and am looking to get it reduced as low as possible. I typically handle these myself, but the DA was not very forgiving based on the speed. I was hoping for maybe a reduction and a pjc. I...

    Kellie’s Answer

    Generally you can pay a lawyer now or pay later when/if your insurance goes up. I am available if you would like to discuss your options.

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  • What to do about a drinking ticket when you weren't breathalyzed?

    I was at concert and received a drinking ticket. The cop asked for my license and I gave it to him. He asked if I had been drinking and I didn't give him an answer. Two of my friends were stopped by a cop that was with the cop that asked for my li...

    Kellie’s Answer

    I just concluded a case where this exact same thing happened to my client and he was here from out of state visiting ECU. You should seek legal advice because this is the type of thing that can create problems for you in the future if not handled properly.

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  • Stopped for going 84 in a 70 the officer said it was a warning but I have to go to court, what happens next

    wiil I loose my liscense, have to pay a fine and court costs. Can I ask for a prayer for judgment and do I need a lawyer

    Kellie’s Answer

    Agree if you have to go to court it wasn't a warning. However, he/she could have been nice and gave you a City Code Violation which would result in fines but no insurance points. It is best to consult a lawyer and handle it appropriately now rather than later have to deal with insurance issues.

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  • We have a will and an executor already designated. Is it still wise to file the will in court to protect all parties involved?

    The will stipulates that all property, real, personal or intangible held alone or in joint tenancy with right of survivorship is to be shared equally and in the same manner as the rest of the estate. The eldest sibling is the executor and anothe...

    Kellie’s Answer

    Generally once you file something it becomes public record. You may or may not want everyone to see your will.

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  • What are the guide lines with rent to own homes. What can an Electric company charge for deposits.

    I already have a deposit for the home I live in and they stated I had to secure a deposit because of the history of the other tenants.

    Kellie’s Answer

    Wow! All the service providers are getting tougher and tougher. Even cable has started to check credit reports before installing service. I am pretty sure they set the rules. So you just have to put the deposit down in order to get service unless they can check your credit or verify prior service and payments then they should be fine.

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