The answer depends on what state you live in. In Virginia, if you have insurance or you live with a relative that has insurance, you are entitled to uninsured motorist coverage. The amount of insurance available will depend on how much coverage you or your resident relative have purchased. If both of you have automobile insurance and your case is a Virginia automobile collision case, you can stack (add together) the policies. For example if you had a $50,000 policy and your mother, whom you...