Dmitry David Balannik’s Answers

There are two ways to handle this - 1) there has to be a judgment and a court order to garnish wages. You will need to file a motion to vacate the judgment and request a new trial; 2) Perhaps it's just easier and cheaper to file a Chapter 7.

It can if the original contract provides for it. Further, you need to check if they recorded a lien. Please do not attempt to resolve this yourself, contact an attorney.

Once the case is closed and the automatic stay is terminated, the creditors can proceed with collection activities immediately. Why weren't these debts discharged?

If you believe that you are threatened, a protective order may be helpful.

Is your ex going to issue a 1099? If yes, then there will be tax consequences. Is it possible to simply state that the amount owed remains in dispute, and you are settling for $XX.00 to simply close the matter?

A creditor has to issue the 1099 form. If you do nothing, it is not going to be treated as forgiven debt.

Nothing good - body attachment is a distinct possibility. However, you do not have to ignore the interrogatories, you can just file a motion and request more time to respond (if you have a valid reason).

I would also contact the Attorney General's office. This may be a scam.

Yes. File an answer. If the case already has been decided, a motion to vacate judgment. Present your agreement to the court. Perhaps it would even be possible to file a suit against the collection agency. However, you will need a lawyer for that.

You can travel outside the US. USCIS receives quite a few of these correspondences from soon-to-be-ex spouses, and they are generally ignored.