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The Federal HIPAA privacy statute does not have a provision allowing someone to bring a private action. Having said that, the Federal government can bring significant charges (including criminal charges) against you for certain violations. While such cases are still relatively rare, they are becoming more common. Notably, the indivual whose privacy was improperly disclosed may still be able to sue you under one or more other state law theories (e.g. breach of privacy, breach of contract,...
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At the outset, check your policy. Is it effective immediately or only after a certain period has passed? If you added the automobile to your list of vehicles over the phone, the insurance company should be able to verify the date and time that you called (a number of insurers report the call). When compared to a copy of the accident report, you should be able to prove that the car was added to your policy prior to the accident. In a case such as this, where fraud is being alleged it is...
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As discussed by one of the other attorneys, it is unlawful to affix flyers to a mailbox. Further, I do not recommend that you place flyers on on telephone poles, street signs, in street medians or in similar locations. Most municipalities have local ordinances against the posting of flyers or signs on these locations, often providing for fines. While a city may choose to turn a blind eye to a garage sale sign, flyers offering commercial services may get their attention. With the current...
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