Im a 51 yr old female...single..1 child .... unfortunately I gave up my job due to my health and am on SSD....hired Ms. Nixon to file bankruptcy....I have been ill and unable to come up with the remaining dollars to file the bankruptcy and asked Ms. Nixon for a refund on the money I gave her to retain her services....Ms. Nixon would not return the monies...she stated that with our conversations and 2 companies she spoke with she earned the monies...I totally disagree....number one..yes we did have conversations...2 or3 on the phone and one at her office...BUT....if Ms. Nixon had not babbled incessantly about her life and other non-related issues and kept the conversations to business I doubt that speaking with her would have added up to 1/2 hour....also...as for the two companies/banks that were coming after me monetary wise .. well, they simply called her to confirm the fact that I was going to file bankruptcy....soooo..Ms. Nixon could have at least refunded a portion of the money I had given her....I understand she does not work for free but she was absolutely NOT worth the money I gave her...... I am struggling to keep my home...what I receive in SSD is a very far cry from what I earned as a professional in the same job for 25 years!!!.......I DO NOT recommend Ms. Nixon.....