Statutory Damages The Fair Debt Collection Practices Act ("FDCPA") is a complicated law that is supposed to protect individuals from harassing collection activity. Part of the enforcement mechaanism
Change of Circumstances? The first part of the analysis is why are we here? What is it about the Plan that the Debtor cannot adhere to, or what about the Plan does not get the Debtor to where they w
This guide walks you through what the wage garnishment process will mean for you and also explains federal law on the subject.
I looked and I cannot afford anyone! Bankruptcy is very complicated or relatively simple depending on your assets, income and personal financial history. A lawyer should always be used because the l
The Basic Test. Income Taxes are (possibly) dischargeable in bankruptcy if they are for taxes that became due for tax years greater than three (3) years ago; the tax return was filed at least two (20
What is an inheritance? An inheritance that has not yet been received but the individual is deceased is property to which you have a right but which has not yet been collected. When you filed the ba
What is a Judgment? A Judgment is a court order that is filed in the county where the lawsuit is brought that states that the person who sued you (whether you knew about it or not) has won a lawsuit
What type of bankruptcy should I file when I want to keep property? There are two types of Bankruptcy for most individuals. Chapter 7 (liquidation) and Chapter 13 (payments are made to a Chapter 13
If your credit score seems mysterious to you, you're not alone. Many people aren't sure what affects their score, or how much certain issues will impact it. This guide will help take some of the mystery out of your credit score.
What should I do with the Notice? Keep the notice. You are listed in the papers because you have a cliam to possession of the property (tennant) and you have rights. Call the landlord. Your first co