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Anthony J. Pietrafesa
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Anthony Pietrafesa’s Answers

520 total


  • When a vehicle is repossessed and the towing company doesn't knock on the door for the key but make a new one instead, who pays

    Who pays for the key being made? The bank, the person, or the towing company that has the vehicle. I had my car repossessed and was told I had until Aug 31st to come up with the money. I paid it off in full via Western Union and was told that t...

    Anthony’s Answer

    In my opinion, that is a violation of the uniform Commercial Code. You could be awarded damages under that law and the New York personal property law. We have Legal Guide on repossessions. Consult our guide or call a lawyer of your choice. But don't wait.

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  • My mother in law passed away in a nursing home. She had no estate or funds when she passed are we responsible for her bill

    she was admitted papers pending from Medicaid but them denied until july 19 and she passed july 20

    Anthony’s Answer

    I would say no. However, that wont stop the nursing home from asking. Gather the paperwork you ha e and see a consumer or elder lawyer to get more precise advice

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  • A 25 year old bought a $43k car. What is safest and fastest way to return car to bank and do some damage control on consequences

    I just found out that my 25 y.o, son bought this car! Sometimes he has some impulse control issues with money. I am in no way in a financial situation to help him out at all! Now he is having a hard time paying over $700 a month plus insurance (I ...

    Anthony’s Answer

    I would contact the dealer and see if he cant work a trade. He may be able to help.mitigate any loss. Barring that, try to get the finance company to accept the car as a surrender. However, if your son does get sued, remember that repos are creatures of statute, so there are defenses a good consumer lawyer will raise.

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  • Collection Agency has placed a judgement against my husband for a very old At&T bill.

    He received a letter along with the copy of the judgement against him from his bank, his bank said because his only income via direct deposit is his ssd income they wouldn't freeze his account,we don't know what to do? Are they going to take him t...

    Anthony’s Answer

    They already did. Go to the court and get a copy.of the file, then see a consumer lawyer

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  • I am green card holder,just part time job,i have and 20thousands medical bills,

    Hi, i am 63years old,i came here 18months ago,i have green card and my gross income is 1200 monthly,i had stroke and heart bypass,but i m just working part time,i have to pay my room rent some for food for taxi bcz i can't drive,.. hospital appr...

    Anthony’s Answer

    The doctors can sue you. Sounds like you expect everything to come at no cost. A doctor's bill is one thing you cant game

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  • My mom bought two vehicles from a car dealership but the loans r through different banks,should she worry?

    she bought them the sameday,and gave the correct income info.and has a good credit score,dealership has a+ rating from b.b.b.

    Anthony’s Answer

    The fact that one dealer put loans through different banks is no cause for worry, as long as she likes the terms. You only start worrying if you can't pay.

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  • When paying off a judgment can I get if off my credit report

    went to court from a judgment I did not know about from 2005 pro bono lawyer got it to original amount at 50 per month which is ok I asked to have it removed from my credit report he said he did not know about that but I should ask so...

    Anthony’s Answer

    If the judgment is from 2005, it should not appear on your credit report. If you are payong it off 50 buckd at atimr without having it vacated, it will still brva lien on your property.

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  • Received a 1099C form, am I still obligated to pay the debt?

    (now my ex) Wife got involved in a debt reduction plan that the 4 year agreement has expired. 1 credit card account was never settled but I received a 1099C form from then that I had to file on my 2014 taxes. Am I still held accountable for the mo...

    Anthony’s Answer

    Take the 1099 to a tax prepaeer. Tell him you need a form 982.

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  • I've been issued a summons for debt, however I'm not living in country and it was not delivered properly.

    How do I go about addressing this? Can I get the summons thrown out? I have not been in the country for nearly 5 and a half years now.

    Anthony’s Answer

    Yes, if you can establish your current residence. It takes a motion to dismiss, whic you can make now, or answer with a defense and bring rhe motion in 60 days. Either way, contact a consumer lawyer to help

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  • I am being sued for back rent and am extremely concerned that they will be able to repossess my 1997 Audi A6.

    I received the car upon my mothers death. They current market value of the car ranges from $1,064 up to $1,500 if in mint condition. My car would fall in the $1,064 range. The amount of the lawsuit will be for $2,641.

    Anthony’s Answer

    They could, but unlikely they would. It is of some trouble to seize and sell a car and it is not certain they would get anything near the value. And they cannot do so until they have a judgement against you.

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