Anthony J. Pietrafesa’s Answers

Anthony J. Pietrafesa

Albany Debt Settlement Attorney.

Contributor Level 12
  1. If an uninsured parked car gets hit by another car . Does the uninsured driver still get compensated

    Answered 7 months ago.

    1. Brian Curtis Pascale
    2. Eric Edward Rothstein
    3. C. Donald Briggs III
    4. Anthony J. Pietrafesa
    5. Jason Todd Studinski
    6. ···
    9 lawyer answers

    I presume you have the name and address of the other driver. Take your car to two reputable car repair places ( I like ASE members, as they have a certification you can point to) and see if they will give you a written estimate of the damage. You can use that in a small claims court action.

    9 lawyers agreed with this answer

  2. Does a "litigation firm" that is collecting a debt have to show you where the charges came from?

    Answered about 1 year ago.

    1. Anthony J. Pietrafesa
    2. Angelo Marino Jr.
    3. Matthew C Simon
    3 lawyer answers

    You can dispute the debt with them and ask for validation under the FDCPA. But generally, they only have to give you what their clients gave them, so hey might not have any more info than the number. Send them a letter by certifid mail or priority mail asking for validation in terms of when teh debt was incurred, when the date of last acitvity was, and if they can tell you what is principla and what is interest. You might find this account is tiem-barred.

    9 lawyers agreed with this answer

  3. What is considered taking advantage of the elderly.

    Answered 3 months ago.

    1. Anthony J. Pietrafesa
    2. Thomas Alan Holman
    3. Chad Hendricks
    4. William Ray Pelger
    4 lawyer answers

    2 issues. If the salesman came to teh house an dyour dad signed at home, there is a 3 day cooling off period. It's NYS' " Door-to-Door" law. Secondly, there are enhanced penalties under GBL 349, but you would have to show deception. Do you have the facts?

    7 lawyers agreed with this answer

  4. Can a Credit Repair Lawyer help me get an old charge off removed?

    Answered 25 days ago.

    1. Anthony J. Pietrafesa
    2. Daniel Tam
    3. Nathan D McKinney
    3 lawyer answers

    Unless you expect to need credit from now til then, I wouldn't bother. Let it roll off naturally. Sometimes, as you fear, you can cause yourself more grief. The squeaky wheel gets grease: sometimes it gets trashed.

    5 lawyers agreed with this answer

  5. Has Anyone been Successful in New York Debt Collection Cases Shortening the SOL on Debt applying other States Statutes?

    Answered 2 months ago.

    1. Anthony J. Pietrafesa
    2. Michael Byk
    3. Arthur Wemegah
    4. Alan James Brinkmeier
    4 lawyer answers

    Yes, you can use CPLR 202 as a defense. You will need to put this in your answer. The Utah SOL is 4 years, I blieve, but you will want to double check it.

    Selected as best answer

  6. Marital Home

    Answered 5 months ago.

    1. Anthony J. Pietrafesa
    2. Richard J. Chertock
    3. Leonard Roy Boyer
    3 lawyer answers

    The worst thing you can have happen is for one person to stay in the house on the pretense of selling it. I'd go back to court.

    Selected as best answer

  7. Is it illegal to pile large amounts of snow against my neighbor's chain link fence when he specified not to on placed sign?

    Answered 7 months ago.

    1. Ronald S. Cook
    2. Anthony J. Pietrafesa
    3. Richard J. Chertock
    3 lawyer answers

    The man was concerned enough about his fence and your practice of piling your snow on it to put a sign. If there is damage to the fence that he can prove, you may well be liable. Also, if he put the sign there because this ( snow and fence bending) happened before, he will be convincing in a small claims court circumstance, in my opinion. Be careful.

    Selected as best answer

  8. My credit score is fair but i wanna improve it to excellent status and i just had a credit card.

    Answered about 2 months ago.

    1. Anthony J. Pietrafesa
    2. Richard Albert Luthmann
    3. Daniel Tam
    3 lawyer answers

    Generally, you want to keep your utilization at @20%. Obviously, a good paying history will help your score, but you may need more than one card or credit to give you the boost you want. Consider a car loan. Or another card, say, a store card, that you use once every other month but generally keep i n your sock drawer. That will help

    4 lawyers agreed with this answer

  9. Elder Financial Abuse Civil Laws and Testimony

    Answered 2 months ago.

    1. Robert V Cornish Jr.
    2. Jeffrey Mark Adams
    3. David Ian Schoen
    4. Anthony J. Pietrafesa
    5. Christian K. Lassen II
    5 lawyer answers

    She most liely would have to testify. There is an enhanced $10,000 penalty if she is over 65. She can apply to teh Elder Victims Fund via either the AG, Comptroller or DCJS.

    4 lawyers agreed with this answer

  10. A Collection Agent for the court keeps pulling my credit report (every 1-6 months). I have no judgments against me.

    Answered 2 months ago.

    1. Anthony J. Pietrafesa
    2. Matthew Scott Berkus
    3. Joseph Isaac Terkell
    3 lawyer answers

    Judgements are enfoceable in NYS for 20 years, so it could be someone related to that judgment trying to see if you look collectible.

    4 lawyers agreed with this answer

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