I presume you have the name and address of the other driver. Take your car to two reputable car repair places ( I like ASE members, as they have a certification you can point to) and see if they will give you a written estimate of the damage. You can use that in a small claims court action.
You can dispute the debt with them and ask for validation under the FDCPA. But generally, they only have to give you what their clients gave them, so hey might not have any more info than the number. Send them a letter by certifid mail or priority mail asking for validation in terms of when teh debt was incurred, when the date of last acitvity was, and if they can tell you what is principla and what is interest. You might find this account is tiem-barred.
It is the debt collector's responsibility to validate the debt to you, not your responsibility to get info from the OC. This smells fishy to me, like the collector is merely renting out his letterhead, which is a no-no. I'd take the letters and your responses and see a consumer lawyer near you. See naca.net for a good one in Brooklyn
2 issues. If the salesman came to teh house an dyour dad signed at home, there is a 3 day cooling off period. It's NYS' " Door-to-Door" law. Secondly, there are enhanced penalties under GBL 349, but you would have to show deception. Do you have the facts?
Unless you expect to need credit from now til then, I wouldn't bother. Let it roll off naturally. Sometimes, as you fear, you can cause yourself more grief. The squeaky wheel gets grease: sometimes it gets trashed.
First, it depends on what the judgment/order says. Some will be specific. If not ,expect to get back what the creditor received, i.e., principal and interest. As to the marshal's fee, you can ask the court fo rit but I'd hope you get the former back and just move on.
Docket the judgment in the County Clerk's Office. That way it will be a lien on any real property he might own. You could also go back to the Court you got the judgement from and ask for an installment payment order based on the fact that he has some income ( even if it is outside of your reach) and his wife makes enough to put food on the table and a roof over his head, so he ought to be able to pay you $50 or more a month.
The man was concerned enough about his fence and your practice of piling your snow on it to put a sign. If there is damage to the fence that he can prove, you may well be liable. Also, if he put the sign there because this ( snow and fence bending) happened before, he will be convincing in a small claims court circumstance, in my opinion. Be careful.