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Edward George Hanratty

Edward Hanratty’s Legal Guides

3 total

  • Payday Loans in New Jersey

    An overview of your rights if you owe a payday lender An Overview of Your Rights New Jersey is one of those sixteen states in the United States of America that have completely banned payday lending. A

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  • A short discussion of resolving tax issues in bankruptcy

    Income tax debts may be eligible for discharge under Chapter 7 or Chapter 13 of the Bankruptcy Code. Chapter 7 provides for discharge of some debts. Chapter 13 provides a payment plan to repay some debts, with the remainder of debts discharged. Under the bankruptcy laws, tax debt...

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  • Fair Credit Reporting Act

    The Fair Credit Reporting Act 15 U.S.C. 1681 is a federal law. The Act is designed to prevent the inaccurate reporting of credit information and thereby avoid damage to the public at large and individuals. The Fair Credit Reporting Act at 15 U.S.C. 1681e(b) requires that a CRA (...

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