You are insolvent, so send in a form 982 along with a return and the 1099. Because your only income is SSD, you are immune from garnishment. Send the IRS the form to take care of them, make sure the state taxing authority is also told of your insolvency, and relax.
You should have him seen by a doctor who can assess his level of mental functioning. That level will be key in supporting his application for benefits as there are IQ levels that along with other factors go a long way to establishing elegigbility for benefits.
Couple of things- 1) Where is property insurance? If there was a mortgage, there was insurance, that should pay off the mortgage., f for some reason there isn't adequate insurance, 2) In NJ the lender can get a judgment for and deficiency and that will be a lien on any other real estate.
You should check his bankuptcy case and see if he surrendered his rights to the property in that case. That wouldleave you as sole owner. As to the mortgage, you would have to talk to the lender to find out how mch is presently due.
Any account that has your name listed as an account holder/owner is liable to be levied. That means if you are the joint owner of a bank account, the bank will freeze the account pursuant to a court order and notify you that it is frozen. After that, the creditor will ask the court for permission to have the money turned over to the creditor. You can appear before the judge and oppose the application to turnover the money.
In order to fully answer this question, I would have to see the forms that were signed.
In New Jersey there are situations where one person can be responsible for the debts of another. In one situation, the person signs an agreement that they will be responsible, in other situations, there is actually a legal principle, called "the doctrine of necessaries", that requires payment.
This is not a mater that you should let linger. You should consult an attorney as soon as possible. Eventually,...
Attend the conference, ask the court to schedule the mandatory mediation as soon as possible. Without knowing what the facts are in your answer that made it contesting, its hard to tell you more. AT the cmc you will set up the discovery schedule and get the judge to give the lender deadlines by which it has to supply you with the material.