Can a former creditor legally garnish my pension checks for a debt I owe?
Garnish the check, no. Take it from your checking account after its deposited, yes.See question
The cosign was to go to school in Florida (Full Sail) for over $20,000 to be sound engineers in around 2002 (The $20,000 was only my portion of the loan) my Mom nicely cosigned for my girlfriends sister for more. After school the both moved up to...
I would have to know more about the school- I've seen ads for Full Sail, but who gave it accreditation. If its not a legit student loan, one made to attend a legitimate school under the federal regulations, it may just be a signature loan, which will open up a lot of defenses, based on the facts you gave.See question
My mother has a judgment against my father for my college education. The court advised that once he was done paying child support, which was garnished from his wages, then we should enforce the judgment. He never pays anything so we would have to ...
You have to levy, which is a fancy word for tell the employer. there are forms on the court website, with instructions. njcourtsonline.See question
To make a long story short, here is the AVVO link to my original question... http://www.avvo.com/legal-answers/i-m-a-co-signer--collection-agency-involved--what--2267157.html I had excellent credit prior to this mess. I was told by my Un...
Dispute the entry on each credit report with the reporting bureau. You can do that online at each agency's website. If you end up paying the debt, you can sue the cosignor.See question
I had a prior employer owe me approx. $25k in wages due. NJ dept of labor found him guiity, filed a judgement and that's as far as it went. I was told to file my own judgement against him. Will I ever see any of the money I am owed
You can record, or docket, the judgment in Trenton, and then get a collection agency or lawyer to try to collect it. Otherwise, its just a nice paper.See question
In NJ, can a doctor's office to charge a late fee of $50.00 or 20% of amount due, whichever is greater, on a $24.00 balance if not paid in thirty days. Balance is past due 60 days and collection is threatened. This invoice has been paid in full.
I think not. This is more of a question for a jury or judge than a hard and fast law. The late fee, even if agreed to, has to be a reasonable estimate of the cost to the Dr. of getting paid late. Who decides if its reasonable? A judge or a jury. You gotta go to court to fight this one.See question
I have written to them on several occasions, offering to pay a percentage of the bill and they never responded. They continue to bill and the bill is thousands of dollars. Please Help. Please Advise.
You will have to go through the public utilities commission. Why, because New Jersey is awesome and we have a commission for everything. Google NJPUC. Any billing dispute or problem with a public utility has to go to PUC first, before you can go to court. There is a complaint form online.See question
If a parent passes with extremely high medical bills and little money and property owned, I understand the estate will be used to cover what it can. However, in the case that the estate does not cover all the debt, will the children be responsible...
NO. end of story. If you are the executor of the estate, that is a separate set of responsibilities, but just as a child, no.See question
I had work done that they billed improperly and I called them on it. I got the debt down and was told that the balance of the debt would be cleared. Still about every 6 months get letters stating I owe them. It has been over 15 years, that I am d...
They are past the time in which they can file suit, so as long as they don't threaten to sue they can ask for payment forever.See question
I have a judgement against a former employer and his defunct company he owns two other companies can i go after those bank accts”
It depends, is the employer as an individual named? Its a thorny question.See question