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Daniel S Blinn

Daniel Blinn’s Answers

92 total


  • We bought a car/lemon

    we bought a car from a dealership in boulder. the car had a few problems but our salesmen assured us the car went thru there service dept. and was in great shape and he would fix the problems. it took 3 weeks to get the parts and an additional 3...

    Daniel’s Answer

    This is a situation that will require a lawyer. You might find someone who handles consumer protection matters on the website for the National Association of Consumer Advocates

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  • What rights do I have to a vehicle I co-signed on?

    I co-signed on a vehicle for an ex-boyfriend. I have never made a payment on it. He is always late on the payment and it's really damaging my credit. I've asked him to re-finance but he refused. I'm now getting married to some one else and want th...

    Daniel’s Answer

    The cost to briing a court action to force him to either give you possession of the car or to make him refinance are too high to make that strategy practical. But, since you asked the question, I would expect that you would lose a suit to give you the right to possession of the vehicle. He is the one who has made all of the payments, and your agreement was that h would have the right to possess and use the vehicle. And, even if you got a court order forcing him to refinance, no court is going to require any bank or finance company to extend the credit, especially not to someone with a lousy credit rating. About the only thing that you could do is to improve your credit situation is to make the payments yourself and try to collect reimbursement from him. You could also sue him for the damage that he has caused. But, good luck trying to collect from him.

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  • I bought a car as is for 2600 dollars.

    after driving it the check engine light came on two days after owning it. They had to of reset it because it came up as a slow leak from the evap sensor. Now they say since i already have emissions done on it they will not fix it. Isnt emissions l...

    Daniel’s Answer

    There are many exceptions to "AS IS" sales in Connecticut. Here's a link to a blog article that I wrote on that topic:

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  • Is it legal to serve a warrant for my arrest for non-payment of a payday loan?

    I was notified via voicemail by Financial Protection Services which is a collection agency that a judge in their county and state, has signed off to have a processor in my county and state serve me with a warrant for my arrest on 3 different crimi...

    Daniel’s Answer

    Collectors on payday loans routinely engage in this type of scam. Highly illegal. I would ordinarily suggest that you seek out an experienced consumer law attorney to bring suit for violaiton of the Fair Debt Collection Practices Act, but typically these "collectors" are operating in "boiler room" settings and are very difficult to track down. I suggest you file a complaint with the Consumer Financial Protection Bureau: www.cfpb.gov

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  • We bough a new car with the understanding to have under $5000 the old car rolled into the new loan. We signed, they didn't

    After waiting for the 2009 car to be paid off we then call the salesman and asked why the under $5,000 wasn't paid off " we strickly told him to add the 2009 cars balance " into the 2014 new car loan. Eva had 3 knee replacements and has pain issue...

    Daniel’s Answer

    • Selected as best answer

    You have not provided enough information to know for certain, but it seems likely that you are being victimized by a "yo-yo" scam. It may be that the dealership was unable to get a finance company to fund the deal because the value of your new car is significantly less than the amount that is being financed. I strongly suggest that you contact an attorney in your state who is experienced in handling auto dealer fraud cases. You can find one at the website for the Nat'l Ass'n of Consumer Advocates: www.naca.net

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  • If I refinance my car can I get some of my deposited back from the dealer

    If I refinance my car can I get some of my deposited back from the dealer

    Daniel’s Answer

    No. You will not get that back. The down payment (or deposit) that you paid to the dealership was applied to the total purchase amount. The remainder was financed, and if you look at your Truth in Lending credit disclosures, you will see that amount listed separately from the down payment and identified as the "Amount Financed".

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  • I purchased a boat from a friend and was told perfect running condition But boat will not run is there anything I can do?

    I have all these statements about how good it is and no problems at all I have all of this as text messages in writing and Facebook messages as well. I have even brought the boat to 2 mechanics that seller suggested and they say the boat has major...

    Daniel’s Answer

    Cases like this against a private seller are very tough. If you buy a boat from a business that regularly sells boats, then there is an implied warranty that it is merchantable, which means that it runs, floats, and does everything else that you would expect a boat to do. But, there is no such warranty when buying from a private seller. You say that the seller told you that the boat was in "perfect running condition". Oral statements like this are tough to prove, and it is also tough to base a case on such a statement. It is much better if you get this type of thing in writing. You also say that the seller is a "friend". Have you tried discussing the matter? If such a promise was made, and if this person is truly a friend, then I would think you could work something out. That is a much better approach than going to court. But, if that is the only option, I think that you will have a lot of trouble finding an attorney willing to handle the case. Your best bet is small claims court - and hopefully you can get that boat running for the $5,000 limit or less.

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  • I am in a new construction contract with a builder in Ct, he has horribly mismanaged our money, do I have any recourse

    entered into a new construction contract, we have a construction loan, the builder has utilized about 85% of that, and we have so much more to finish. He has breeched the signed contract about 10 times so far, and has spent the monies we have give...

    Daniel’s Answer

    I agree w/ Francis Pennarola. Frequently under these circumstances, after the loan is extinguished, the contractor bails. You want to get on top of this before he is overpaid more than has already happened.

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  • Can I legally refuse to pay a contractor if he abandons the job partway thru?

    Our furnace died; we called a repairman. We paid approx $300 for the service call but the furnace stopped working a few hours after he left. They came back the next day and made another repair (no addl charge) however we had some concerns about ...

    Daniel’s Answer

    It would be necessary to do a more detailed review of your situation to determine whether your action was valid. Connecticut has a procedure in which a business can pursue criminal charges for writing a bad check. That procedure should NOT apply to you, because you do have a bona fide dispute with the charges. This is probably not enough money for them to bother taking you to court, but they may turn it over for collections. You should check your credit report to make sure that this is not being reported against you. If it is, then you need to dispute the charge. I've linked to instructions on how to do that.

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  • Can a landlord make public a copy of the first page of my lease which has mine and my husbands social security numbers on it?

    I just found out that my landlord used our lease as evidence in a small claims court case regarding the previous tenants. I pulled the court documents and they had used the first page of our lease which has our names and social security numbers o...

    Daniel’s Answer

    Steven Palmer is correct; Connecticut law requires that social security numbers be redacted, or blocked off, from documents that are filed with the Court. You should contact the clerk's office for the small claims court and ask them to address this. You probably have the right to sue them for this, but it seems unlikely that you would recover enough to make this worthwhile.

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