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Gail Pierce-Ruscito's Answers

Gail Pierce-Ruscito
Medford Real Estate Attorney.
Contributor Level 4

2

Attorney answers:

  1. Gail Pierce-Ruscito
  2. Dmitry Lev

Bankruptcy

Asked by a user in Rockland, MA - over 3 years ago.

You can go forward without him if that is what you mean. Your filing is not going to affect his credit rating. What your filing will do is this- If you are eligible to file for Chap 7 Bankruptcy Protection and ultimately are issued a discharge from your personal debt - any debt that is held jointly by the both of you will become your husbands responsibility. If you are granted a Chapter 7 Discharge , you will no longer be personally responsible for your dischargeable debt only....

1

Attorney answers:

  1. Gail Pierce-Ruscito

WATER BILL

Asked by a user in Orrick, MO - about 4 years ago.

I do not know what state you are in but in Massachusetts if you purchase a home you are responsible for any outstanding liens on the property that are a matter of public record. In this case a water bill is easily confirmed by contacting the water department and requesting to know what if anything is owed for water. In Massachusetts it is standard practice to order a water bill to confirm this prior to closing and to be sure that any outstanding balance is paid at closing by the Seller of...