Robert W. Kovacs Jr.’s Guides

Robert W. Kovacs Jr.

Worcester Divorce / Separation Lawyer.

Contributor Level 14
  1. Debt Collectors Harassing Phone Calls – How Many are too Many?

    Written by attorney Robert Kovacs, over 4 years ago.

    Massachusetts Rules on Phone calls from Creditors In Massachusetts creditors, the original creditor, a debt collector agent or attorney for the creditor, are not permitted to call a debtor more than

    1 person found this Legal Guide helpful

  2. Eliminating a Second Mortgage or Equity Line of Credit and keeping your Home.

    Written by attorney Robert Kovacs, over 4 years ago.

    What you can do Debtors filing chapter 13 bankruptcies may be able to eliminate their obligation to repay their second mortgage and still retain their home. How it works In order for to eliminate the

    4 people found this Legal Guide helpful

  3. Home Loan Modification in Bankruptcy

    Written by attorney Robert Kovacs, over 4 years ago.

    History Currently, in bankruptcy a loan securing property can be modified through the bankruptcy process with some exceptions, this is referred to as a “cram down.” A cram down works as follows: Let

    2 people found this Legal Guide helpful

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