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Jodi Habush graduated from the University of Michigan in 1989 with her Bachelor of Arts degree and received her law degree from Havard Law School in 1992. After law school, she served as law clerk for District Judge Charles P. Kocoras for the Nor...
Practice areas & skills: Public Finance & Tax Exempt Finance, Environmental and Natural Resources, Personal Injury
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Much of the financing for state and local needs, like schools, roads, and affordable housing, comes from the sale of tax-exempt municipal bonds to investors. Basically, investors are loaning the government the money for construction costs; in exchange investors receive tax-free interest payments on their loan. Lawyers who understand public finance issues help the government meet the legal requirements for the sales process and package the bonds for sale. Since different levels of risk are associated with loaning to different government organizations, bond and public finance attorneys also help investors calculate the risks before making such loans.