What should I do if they do not have a bank rep and want to postpone the mediation should I object
So Phh my mortgage company does not have bank representation for mediational on Monday and they asked for a postponement. What exactly does that mean cause I said I can object to it the postponement from what I was reading so it might be term for dismissal.
Instead of playing the lender's games, you need to retain an experienced MD mortgage foreclosure defense and bankruptcy attorney to represent your interests in this matter. This will preclude the lender's games, which almost always happen in state court. I have no clue what you read, but that is not grounds for dismissal. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.
If you found this Answer helpful, please mark it as "Best Answer" Please be advised that the answer above is only general in nature cannot be construed as legal advice, given that not enough facts are known. It is your responsibility to retain a lawyer to analyze the facts specific to your particular situation in order to give you specific advice. Specific answers will require cognizance of all pertinent facts about your case. Any answers offered on Avvo are of a general nature only, and are not meant to create an attorney-client relationship.
A servicer representative must be present at mediation in order to provide guidance and answer questions related to loss mitigation, etc. If they are unavailable on the day of mediation, you should agree to the postponement. If the representative fails to appear at mediation, that is not usually a ground to dismiss the case. I recommend consulting with an attorney to ensure that you know your rights and options.