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Review: “My husband and I hired Mr. Livingston to represent our family in the aftermath of a devastating accident. As with any litigation, it was a long, complicated process. Mr. Livingston was empathetic towards our situation and...
Practice areas & skills: Insurance, Personal Injury, Construction & Development, State, Local And Municipal Law, Appeals
Review: “Richard provided excellent legal assistance for my wife and I during the purchase of our first house. He clarified the process, helped us feel secure during the negotiations and always remained dedicated to our wishes and...
Practice areas & skills: Insurance, Real Estate, Mergers & Acquisitions, Securities & Investment Fraud, General Practice
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Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.