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I was raised in both Wisconsin and North Carolina, which explains both my passion for Kringle and love of college hoops. I attended Earlham College (Richmond, Indiana) and North Carolina State University(Raleigh, North Carolina) for my undergradua...
Practice areas: Debt Settlement, Chapter 13 Bankruptcy, Foreclosure, Chapter 7 Bankruptcy
I have over 40 years of working with business clients in corporate restructuring and reorganization. My clients include secured and unsecured creditors in Chapter 11 proceedings, troubled companies needing restructuring both inside and outside of ...
Practice areas: Debt Settlement, Business, Chapter 11 Bankruptcy, Chapter 7 Bankruptcy, Debt & Lending Agreements
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.