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A little about me: I grew up in Kirkland and graduated from Juanita High School in 1982, Harvard in 1988 and UCAL Hastings in 1994. I ran for state rep twice and US Congress once as a Libertarian and have had numerous libertairan essays p...
Practice areas: Debt Settlement, Family, Criminal Defense, Foreclosure, Car Accidents
At the Law Office of James W. Draper, PLLC we have combined 40+ years experience in creditor/debtor litigation. Our office focuses our practice on on collection, debt defense, representing creditors in bankruptcy actions, Fair Debt Collection Pra...
Practice areas: Debt Settlement, Bankruptcy & Debt, Admiralty & Maritime, Commercial, Debt Collection
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.