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Rodney Tow is board certified in Consumer Bankruptcy Law and Business Bankruptcy Law. Rodney has a bachelor's degree in psychology and a bachelor's degree in aquatic biology from the University of Texas at Austin, graduating in 1978. He attended l...
Practice areas & skills: Debt Settlement, Bankruptcy & Debt, Chapter 7 Bankruptcy
There is a saying in East Texas that goes: “The shallower the stream, the louder the babble.” When it comes to advertising personal accomplishments, Chuck Newton always prefers to keep the stream as deep and quiet as possible. Chuck Newton gra...
Practice areas & skills: Debt Settlement, Debt & Lending Agreements, Bankruptcy & Debt, Marriage & Prenuptials
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.