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Review: “EACH AND EVERY ATTORNEY SHOULD ASPIRE TO THE EXCEPTIONALLY HIGH STANDARDS OF MR. JOSEPH MULLANEY! HE IMMEDIATELY PUTS THE CLIENT FIRST, HE IS VERY EASY TO TALK TO, HE TAKES HIS TIME WITH THE CLIENT, YOU FEEL LIKE YOU ARE...
Practice areas & skills: Debt Settlement, Bankruptcy & Debt, Social Security, Credit Repair
Originally from North Carolina, I relocated to the Northeast in 2009. I am licensed in Pennsylvania and New Jersey and when you call my number you reach me directly. No secretary or answering service, just me. I have experience in bankruptcy, m...
Practice areas & skills: Debt Settlement, Criminal Defense, Contracts & Agreements, Speeding & Traffic Ticket, Mediation
Review: “Mr. Malley represented my husband and me in a motor vehicle accident case. We were very badly hurt. We were not trying to get rich, but we wanted to get better, and we wanted the numerous calls from the insurance compan...
Practice areas & skills: Debt Settlement, DUI & DWI, Divorce & Separation, General Practice, Personal Injury
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.