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Jeremiah H. Heck is an Ohio consumer law attorney located in Columbus, Ohio. He has practiced law since 2003 and is the founding partner at Luftman, Heck & Associates. As an Ohio consumer law attorney, his practice is weighted most heavily on cons...
Practice areas & skills: Debt Settlement, Debt Collection, Consumer Protection, Bankruptcy & Debt, Credit Repair
Randy’s mission statement is to provide targeted, efficient, legal problem solving through negotiation and litigation. People contact attorneys for a host of different reasons, but the desired outcome is always the same: to satisfy the client wi...
Practice areas & skills: Debt Settlement, Estate Planning, Consumer Protection, Lawsuits & Disputes, Probate
Review: “After years of dealing with divorce lawyers, Danielle was a breath of fresh air. Her understanding and professionalism has helped restore my faith in the legal system. She listened to my financial situation and explained ...
Practice areas & skills: Debt Settlement, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.