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When you come to the Law Offices of Alden B. Smith, you can receive the help you need from a knowledgeable and dedicated debt collection attorney in New York. Do not hesitate to seek out the representation your case calls for if you are dealing wi...
Practice areas: Debt Settlement, Contracts & Agreements, Corporate & Incorporation, Real Estate, Estate Planning
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.