Review: “Gary helped me in settling a credit debt for about 1/4 of the original balance. He was prompt and delivered results as promised. I would recommend Gary to anyone facing credit/bankruptcy issues.”
Practice areas & skills: Litigation, Bankruptcy & Debt, Criminal Defense, Landlord & Tenant
At our firm, we understand the importance of treating every client with compassion, dignity and respect. We take the time to listen to our clients and work hard to find solutions that fit their needs. We cultivate a close working relationship wi...
Practice areas & skills: Bankruptcy & Debt, Real Estate, Divorce & Separation, Probate, General Practice
Review: “Trisha helped us in planning our estate, which is so important. Estate planning can be difficult and a bit uncomfortable, but Trisha made it easy to work through, due to her knowledge and approachable nature. She answere...
Practice areas & skills: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Protection, Bankruptcy & Debt, Foreclosure
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.