Our experience will help you navigate the tough economic landscape that we are all experiencing.
Practice areas & skills: Debt Settlement, Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Bankruptcy & Debt, Chapter 13 Bankruptcy
I am the founder and sole owner of the firm. I was born and raised in Aberdeen Township and currently reside in Ocean County with my husband and son. I graduated from Rider College in 1990 and hold a degree of Bachelor of Science in Business...
Practice areas & skills: Debt Settlement, Employment & Labor, Business, Speeding & Traffic Ticket, Debt Collection
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.